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724 Twelve Oaks Dr, Mount Washington, KY, 40047

5beds
5baths
4,495sqft
$675,000
$150price/sqft
$4,749/moest. monthly cost
$189,960/yrincome needed

About This Home

First time on the market in 20 years. AMPLE SPACE for everyone and storage for days. Room for you, your family, mother-in-law, and the grandkids with FIVE bedrooms. There will be no wait getting ready in the morning with four and a half baths. Kitchen has generous cabinet space, eat-at-bar, and granite. Built in double oven is a baker’s delight. Laundry off kitchen along with second laundry on dedicated laundry on second floor. First floor master suite with renovated tile, large multi-faucet shower, water closet, and lots of STORAGE with THREE closets. Living room with fireplace and dining room (each with attractive molding) finish out first floor. First floor opens to generous deck with view of large back yard trees, land scaping, and grassy lot. Second floor has three bedrooms (each with walk-in closet). One upstairs bed with ensuite bath. Laundry/utility room in hall with second floor separate HVAC. Each upstairs bath with tub/shower combo. Basement features LVP flooring and tile throughout. Built-ins include cabinetry in family room and granite countered preparation area/bar. Full bath with shower tub combo. Storage racks in ceiling of garage, each bedroom/suite has walk in closet, kitchen pantry/laundry, extra closet in basement, large entry closet, and extra upstairs storage/closets. 12 Oaks is Bullitt County’s most established luxury neighborhood. Manicured yards and maintained homes greet you on the drive in. Sidewalks throughout. Your chance to own over four thousand square feet in Bullitt East school district. Bonus room over garage large enough for a bowling alley, drum set, or yoga studio. Large yard (over an acre) with mature trees and landscaping. Extra mower garage in basement big enough for your lawn tractor, golf cart, or just even more storage. City sewer & water, natural gas, electric. Fresh paint. Hardwood, tile, on upper levels with Immediate occupancy. Professionally cleaned. Ready for you to call home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10
Bullitt East High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Garbage disposal,Microwave

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,495 sqft

Property

Details

  • Parcel number: 077SE004021

Features

  • Exterior features: Brick
  • Has spa: Yes

Lot

  • Lot size: 1.33 Acres

Parking

  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$361$4,332
Property Taxes $621$7,452
Electricity $354$4,259
Total$4,749$56,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,822/yr
40% on housing$142,470/yr
45% on housing$126,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 40047$150
Bullitt County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40047$187
Bullitt County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$675,000
2026-02-09Sold$600,000

For Sale by Owner

AgentProperty Owner

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