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9603 Chesapeake Street, Highlands Ranch, CO, 80126

5beds
3baths
4,278sqft
$955,000
$223price/sqft
$6,126/moest. monthly cost
$245,040/yrincome needed

About This Home

This beautifully designed and light-filled home offers exceptional space and functionality with 5 bedrooms plus a dedicated office, 3 bathrooms, and a 3-car garage, all backing to peaceful open space. The expansive primary suite is a true retreat, featuring stunning views of the open space, dual walk-in closets, and a spacious 5-piece bathroom. Upstairs, you’ll also find three additional generously sized bedrooms and another full bathroom. The main level is thoughtfully laid out with an office, a full bathroom, and a convenient laundry room. The updated kitchen overlooks the main living room, creating an open and connected feel that’s perfect for everyday living and entertaining. The living room features a cozy fireplace, soaring vaulted ceilings, and an abundance of windows that fill the space with natural light. The finished basement expands the living space even further, offering a large bedroom with two closets and two separate living areas—ideal for entertaining, recreation, or flexible living arrangements. Ideally located with easy access to major highways and just minutes from all four Highlands Ranch recreation centers, this home combines comfort, versatility, scenic views, and an unbeatable location.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
5/10
9/10

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Composition
  • Construction materials: Brick,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Main

Bathroom

  • Features: En Suite Bathroom,Primary Suite
  • Level: Upper

Bathroom

  • Level: Upper

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Built-in Features,Eat-in Kitchen,Entrance Foyer,Five Piece Bath,High Ceilings,Kitchen Island,Pantry,Primary Suite,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 935
  • Finished area above ground: 2,826

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,278
  • Total interior livable area: 4,278 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: R0345319
  • Zoning: PDU
  • Special condition: Standard
  • Exclusions: Seller's Personal Property,Ring Doorbell To Be Replaced Prior To Closing,Washer,Bookcase In Office

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Lighting,Private Yard,Rain Gutters
  • Fencing: Full

Lot

  • Lot size: 8,756 sqft
  • Features: Open Space

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,828$57,936
Home Insurance *$523$6,276
Property Taxes $453$5,436
Electricity $322$3,875
Total$6,126$73,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,034/yr
40% on housing$183,780/yr
45% on housing$163,360/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 80126$219
Douglas County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 80126$246
Douglas County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Price change$955,000
2026-01-15Price change$975,000
2025-12-20Listed for sale$990,000
2013-07-26Sold$499,000
2013-06-20Listed for sale$494,900
1999-09-01Sold$325,900
1994-06-03Sold$265,000

For Sale by Agent

AgentAutumn Atencio, Thrive Real Estate Group
BrokerageThrive Real Estate Group

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