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435 Rose Finch Circle, Highlands Ranch, CO, 80129

5beds
4baths
4,008sqft
$815,000
$203price/sqft
$5,213/moest. monthly cost
$208,520/yrincome needed

About This Home

Spectacular 5 Bed 4 Bath Stunner In The Sought After Indigo Hill Neighborhood Within the Heart Of Highlands Ranch*This Open Concept Floorplan Went Through A Fabulous Refresh With Updated Kitchen & Baths Adding Sparkling White Quartz Counters & New Fixtures Throughout Along with New Flooring on the Main Level!*Large Open Entertainer's Dream Kitchen Features Newer White Shaker Cabinets, Quartz Counters, Stainless Appliances, Expanded Island & Long 4 Barstool Breakfast Bar That Looks Onto A Lovely Two Story Family Room w/ Cozy Fireplace*You'll Find A Spacious Private Dining Room, Sunny Two Story Living Room Along With A Private Office or 5th Bedroom & FULL Adjacent Bathroom All On The Main Floor*Head Upstairs Where You Have 4 Generous Sized Bedrooms. The Owner's Suite Is Huge w/ High Ceilings & Spa Like 5 Piece Bath. Don't Miss The Jack n Jill Bath Between Beds 3 and 4 & A Rare En Suite Full Bath Inside Bed 5*The Full Basement Provides Over 1,365 SF Of Additional Living Space To Use As Storage Or Finish*Car or Tool Enthusiasts Dream 3 Car Garage Has Been Recently Drywalled & Finished w/ Epoxy Floors*Step Outside To Find A Fully Fenced Backyard Which Includes An Over-Sized Stamped Concrete Patio, Low Maintenance Artificial Turf, Natural Grass & Handy Enclosed Dog Run*This Home Has A Fabulous Corner Lot Location Inside Indigo Hill Close To Parks, Trails, Pool & 3 Rec Centers*Kids Go To Highly Rated Schools*Definitely A Must SEE!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
6/10
Ranch View Middle SchoolGrades 7-81.0 mi
9/10
Thunderridge High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,Oven,Range

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished

Bathroom

  • Features: En Suite Bathroom
  • Level: Upper

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,643

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,008
  • Total interior livable area: 4,008 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Property

Details

  • Parcel number: R0399153
  • Zoning: PDU
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dog Run,Private Yard

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,121$49,452
Home Insurance *$403$4,836
Property Taxes $387$4,644
Electricity $302$3,630
Total$5,213$62,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,731/yr
40% on housing$156,390/yr
45% on housing$139,013/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 80129$235
Douglas County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 80129$260
Douglas County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$798,900
2026-04-28Listed for sale$815,000
2023-05-18Sold$782,925
2022-06-07Sold$804,000
2000-10-09Sold$292,296

For Sale by Agent

AgentChris Gassman
BrokerageHomeSmart Realty

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