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290 Big Cedar Creek Trl, Shepherdsville, KY, 40165

3beds
2baths
1,752sqft
$345,000
$197price/sqft
$2,448/moest. monthly cost
$97,920/yrincome needed

About This Home

Nestled on approximately 2.71 wooded acres, this 3 bedroom, 2 bath home offers serene natural views and a peaceful setting surrounded by nature. If privacy and convenience are at the top of your list, this inviting ranch-style home is a must see. Inside, the home features 3 generously sized bedrooms and 2 full bathrooms, along with a spacious open floor plan that seamlessly connects the family room, dining area, and kitchen - perfect for everyday living and entertaining. The kitchen boasts an abundance of cabinet and counter space, providing both functionality and storage. An oversized laundry room adds to the home's practicality with open shelving and a utility sink. A bright sunroom at the rear of the home overlooks the beautiful backyard, creating the perfect spot to relax and enjoy the tranquil surroundings year-round. The full unfinished basement offers ample storage space and presents an excellent opportunity to expand the finished living area to suit your needs. Additional highlights include an attached 2 car garage for secure parking and extra storage, new carpet throughout the home, and replaced windows throughout (excluding the bay window). The driveway has also been improved with a retaining wall, French drain, and new gravel. The roof and mechanicals in the home are newer. This property offers the ideal blend of comfort, space, and seclusion - your private retreat with everyday convenience. Schedule a showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
6/10
Bernheim Middle SchoolGrades 6-86.0 mi
4/10

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,752

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,752
  • Total interior livable area: 1,752 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 06400000046

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: None

Lot

  • Lot size: 2.71 Acres
  • Features: Dead End,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$187$2,244
Property Taxes $363$4,356
Electricity $154$1,850
Total$2,448$29,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,931/yr
40% on housing$73,440/yr
45% on housing$65,280/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 40165$167
Bullitt County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40165$178
Bullitt County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$345,000
2026-03-06Listed for sale$355,000
2026-02-17Contingent$355,000
2026-01-30Price change$355,000
2026-01-08Price change$375,000
2025-12-15Listed for sale$400,000
2024-07-31Sold$365,000
2024-06-25Pending sale$365,000
2024-06-23Listed for sale$365,000
2024-06-15Pending sale$365,000
2024-06-13Listed for sale$365,000
2013-04-19Sold$169,000
2012-05-24Listing removed$179,000
2011-12-07Listed for sale$179,000
2010-11-02Listing removed$190,000
2010-06-05Listed for sale$190,000

For Sale by Agent

AgentJay Pitts
BrokerageRE/MAX Premier Properties

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