87 Black Bear Dr, Gypsum, CO, 81637
About This Home
Rare single-level living in Cotton Ranch! Built in 2020, this beautifully designed 3-bedroom, 3-bath home offers 2,021 sq ft of bright, open living space with vaulted ceilings and a cozy gas fireplace. The spacious great room flows seamlessly into the dining area and well-appointed kitchen, creating an ideal layout for everyday living and entertaining. Perfectly situated on a pond, the home enjoys peaceful water and golf course views with added privacy from the fairway. As one of the end Villa homes, it offers exceptional natural light and a sense of seclusion. Step outside to a wonderful outdoor living space--perfect for relaxing or hosting. Interior features include wood, tile, and carpet flooring, central A/C, forced air heat, and a full appliance package. The attached 2-car garage adds convenience and storage. Located in the desirable Cotton Ranch community near the 11th fairway, residents enjoy access to golf, fishing, tennis, pickleball, and clubhouse amenities all just minutes from local conveniences and outdoor recreation.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Poured in Place
- Roof: Asphalt
- Construction materials: Brick,Stucco,Wood Siding,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Gas Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Flooring: Carpet,Tile,Wood
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,021
- Total interior livable area: 2,021 sqft
Property
Details
- Parcel number: 211108216031
- Zoning: Residential
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: 1,0
- Waterfront features: See Remarks
Lot
- Lot size: 3,920 sqft
- Features: Golf Course
Parking
- Total spaces: 2
- Parking features: Surface
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Avalanche
- Inland Flooding
- Winter Weather
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,536 | $66,432 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $328 | $3,936 |
| Electricity | $186 | $2,232 |
| Total | $6,345 | $76,140 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $1,195,000 |
| 2019-07-10 | Sold | $40,000 |
| 2019-05-23 | Price change | $49,000 |
| 2019-05-03 | Price change | $465,000 |
| 2019-03-16 | Listed for sale | $484,500 |
| 2013-09-24 | Sold | $30,000 |
| 2013-01-17 | Sold | $14,500 |
| 2012-02-24 | Listed for sale | $17,750 |
| 2006-06-06 | Sold | $80,000 |
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