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409 Pawnee Street, Kiowa, CO, 80117

2beds
1baths
784sqft
$350,000
$446price/sqft
$2,248/moest. monthly cost
$89,920/yrincome needed

About This Home

Nestled in the small-town community of Kiowa, this charming 2-bedroom, 1-bathroom home offers the perfect blend of comfort, convenience, and curb appeal. Mature trees along with attractive landscaping, create a beautiful, low-maintenance outdoor setting. Enjoy entertaining family and friends in the private backyard, featuring flower and garden beds, a dedicated dog run area, a spacious patio, and a pergola—perfect for gatherings or simply relaxing and enjoying Colorado's beautiful weather. Inside, the bright and inviting living room showcases vaulted ceilings, large windows, easy-care vinyl flooring, and ceiling fan. The kitchen features granite countertops, tile flooring, and included appliances, providing both style and functionality. The full bathroom has been updated with new fixtures, including a modern Bluetooth fan/light combination. New roof in 2025. Conveniently located within walking distance of local restaurants, schools, parks with playgrounds, the library, and other community amenities, this home offers small-town living at its best and NO HOA!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
Kiowa Elementary SchoolGrades PK-50.3 mi
5/10
Kiowa Middle SchoolGrades 6-80.3 mi
9/10
Kiowa High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Composition
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Range Hood,Refrigerator,Self Cleaning Oven
  • Laundry features: In Unit

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,No Stairs,Open Floorplan,Smoke Free,Vaulted Ceiling(s)
  • Flooring: Tile,Vinyl
  • Finished area above ground: 784

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 784
  • Total interior livable area: 784 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: R107401
  • Zoning: K
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Dog Run,Garden,Private Yard,Rain Gutters
  • Fencing: Partial
  • Residential vegetation: Grassed,Other

Lot

  • Lot size: 3,484 sqft
  • Features: Corner Lot,Landscaped,Level

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Wildfire
Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$156$1,872
Property Taxes $137$1,644
Electricity $186$2,232
Total$2,248$26,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,074/yr
40% on housing$67,440/yr
45% on housing$59,946/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 80117$146
Elbert County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 80117$252
Elbert County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$350,000
2024-04-08Listing removed--
2024-04-05Listed for rent$2,400
2024-04-02Listing removed--
2024-03-07Listed for sale$350,000
2024-02-04Listing removed--
2024-02-03Listed for sale$365,000
2022-09-28Sold$315,000
2021-06-29Sold$254,000
2003-06-13Sold$110,000

For Sale by Agent

AgentCharlene Brown
BrokerageRE/MAX Accord

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