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676 S Banner St, Elizabeth, CO, 80107

3beds
3baths
2,197sqft
$451,400
$205price/sqft
$2,915/moest. monthly cost
$116,600/yrincome needed

About This Home

The auction for this Hubzu property ends 05-20-2026 at 03:00 PM ET. Why wait? Bid on this property now. Visit Hubzu to get started. Great Opportunity to own this single-family home oozing with potential. This home was built in 1897 and features 3 bedrooms and 3 bathrooms. ***SPECIAL NOTES: (1) This is a CASH ONLY transaction. (2) Seller to pay Taxes, HOA, and Municipal/Utility Liens. (3) Please read the Auction disclaimers carefully before placing a bid or submitting an offer. ***

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Elizabeth Middle SchoolGrades 6-81.0 mi
6/10
Elizabeth High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1897

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Interior Area

  • Total structure area: 2,197
  • Total interior livable area: 2,197 sqft

Property

Details

  • Parcel number: 8418125003

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Wildfire
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,282$27,384
Home Insurance *$271$3,252
Property Taxes $176$2,112
Electricity $186$2,232
Total$2,915$34,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,942/yr
40% on housing$87,450/yr
45% on housing$77,733/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.2%
14.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 80107$258
Elbert County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 80107$228
Elbert County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$451,400
2026-04-16Listing removed$410,500
2026-03-24Pending sale$410,500
2026-02-03Listed for sale$451,400
2026-02-03Listing removed$451,400
2026-01-27Listed for sale$451,400
2026-01-27Listing removed$451,400
2026-01-20Listed for sale$451,400
2026-01-20Listing removed$451,400
2026-01-13Listed for sale$451,400
2026-01-13Listing removed$451,400
2026-01-06Listed for sale$451,400
2026-01-06Listing removed$451,400
2025-12-27Listed for sale$451,400
2025-12-24Listing removed$451,400
2025-12-18Listed for sale$451,400
2025-12-17Listing removed$451,400
2025-12-11Listed for sale$451,400
2025-12-10Listing removed$451,400
2025-12-04Listed for sale$451,400
2025-12-03Listing removed$451,400
2025-11-27Listed for sale$451,400
2025-11-26Listing removed$451,400
2025-11-20Listed for sale$451,400
2025-11-19Listing removed$451,400
2022-08-22Sold$575,000
2009-06-04Sold$249,900
2005-07-14Sold$232,000
2003-10-21Sold$212,650
2001-10-12Sold$218,700

For Sale by Agent

AgentNOT APPLICABLE

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