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424 Old Mill Stream Ln, Shepherdsville, KY, 40165

3beds
2baths
1,700sqft
$324,900
$191price/sqft
$2,319/moest. monthly cost
$92,760/yrincome needed

About This Home

Country Living at Its Finest! Welcome to 424 Old Mill Stream Lane. This Beautiful Home has a unique style with a Twin Spire roof and a concrete stone brick that truly sets it apart. The large front Patio says come sit awhile in your new home. This large ranch style home features a newly remodeled Country Kitchen with custom white cabinets, granite countertops, 8' Island with granite countertops, Refrigerator, Range, Microwave and Dishwasher, huge pantry and a large dining area. Both Bathrooms have been remodeled with ceramic tile and updated vanities. The Living Room is open and adjacent to the Kitchen. Freshly painted and new flooring throughout. Large 8' x 13' Laundry Room. The backyard features an 11' x 24' patio that overlooks the fenced backyard and the woods behind. Has a 12' x 20' Storage Building that remains. All of this is situated on 1.54 Acres of Land!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Eastside Middle SchoolGrades 6-82.4 mi
6/10
Bullitt East High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Concrete Blk
  • Roof: Shingle
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First
  • Area: 194.889
  • Dimensions: 11.67 x 16.70

Bedroom

  • Level: First
  • Area: 148.209
  • Dimensions: 11.67 x 12.70

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,700

Full Bathroom

  • Level: First
  • Area: 36.64
  • Dimensions: 4.58 x 8.00

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: First
  • Area: 342.63
  • Dimensions: 14.58 x 23.50

Laundry

  • Level: First
  • Area: 102.778
  • Dimensions: 7.67 x 13.40

Living Room

  • Level: First
  • Area: 154.44
  • Dimensions: 8.58 x 18.00

Other

  • Level: First
  • Area: 47.154
  • Dimensions: 5.42 x 8.70

Primary Bathroom

  • Level: First
  • Area: 35.266
  • Dimensions: 4.58 x 7.70

Primary Bedroom

  • Level: First
  • Area: 147
  • Dimensions: 10.00 x 14.70

Property

Details

  • Parcel number: 055N0007026

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Partial,Chain Link
  • Waterfront features: Creek

Lot

  • Lot size: 1.54 Acres
  • Features: Covt/Restr,Wooded
  • Lot size dimensions: 118 x 565 x 125 x 545

Parking

  • Total spaces: 1
  • Parking features: Attached,Entry Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$176$2,112
Property Taxes $347$4,164
Electricity $154$1,850
Total$2,319$27,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,508/yr
40% on housing$69,570/yr
45% on housing$61,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 40165$168
Bullitt County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40165$178
Bullitt County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$324,900
2026-06-19Listed for sale$329,900

For Sale by Agent

AgentMitchell L Elder
BrokerageCentury 21 Advantage Plus

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