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239 Shady Pond Ln, Shepherdsville, KY, 40165

3beds
3baths
2,646sqft
$435,000
$164price/sqft
$3,122/moest. monthly cost
$124,880/yrincome needed

About This Home

This 2,600+ sq ft ranch just minutes from I-65 delivers exceptional main-level living on nearly a half-acre with a fenced yard and inviting partially covered deck. Inside, enjoy a spacious granite kitchen, large family and living rooms with fireplaces and a sunroom that adds warmth and charm. This home offers great flow for gatherings inside and out, while the heated 3-car garage with water is perfect for hobbies or projects. Situated in a peaceful neighborhood featuring a community pond, this home blends comfort, convenience, and ample space. Schedule your showing now!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Eastside Middle SchoolGrades 6-82.0 mi
6/10
Bullitt East High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,646

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Electric,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,646
  • Total interior livable area: 2,646 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Sun Room

  • Level: First

Property

Details

  • Parcel number: 054SE009010

Features

  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Chain Link

Lot

  • Lot size: 0.47 Acres
  • Features: Level
  • Lot size dimensions: 118 x 175

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$236$2,832
Property Taxes $479$5,748
Electricity $208$2,507
Total$3,122$37,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,040/yr
40% on housing$93,660/yr
45% on housing$83,253/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 40165$168
Bullitt County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40165$178
Bullitt County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$465,000
2026-01-15Price change$485,000
2025-11-19Listed for sale$495,000
2024-09-23Listing removed$459,995
2024-09-19Price change$459,995
2024-09-18Price change$459,996
2024-09-16Price change$459,997
2024-09-13Price change$459,998
2024-09-10Price change$459,999
2024-09-09Listed for sale$460,000
2024-08-19Listing removed$460,000
2024-08-14Price change$460,000
2024-08-01Price change$490,000
2024-07-01Listed for sale$510,000
2017-11-02Listing removed$299,900
2017-08-05Price change$299,900
2017-07-11Price change$309,000
2017-06-20Listed for sale$319,500
2000-02-01Sold$158,000

For Sale by Agent

AgentAmie Krueger
BrokerageUnited Real Estate Louisville

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