See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4714 Ridgeway Ct, Louisville, KY, 40229

4beds
3baths
2,170sqft
$350,000
$161price/sqft
$2,385/moest. monthly cost
$95,400/yrincome needed

About This Home

NEW PRICE - Same beautiful home located in a peaceful, established community, this beautifully maintained home offers 2,170 square feet of living space in true TURN-KEY CONDITION, showcasing generous room sizes and numerous thoughtful updates throughout. Featuring 4 bedrooms and 3 full bathrooms, the home includes an expansive 22' x 24' family room with a cozy fireplace, ideal for both entertaining and everyday relaxation. The spacious primary suite measures 21'9" x 12'7" and features an en-suite bath with a jacuzzi tub/shower combo, along with an oversized walk-in closet. Additional storage is provided by a 360-square foot attic space with flooring. The updated kitchen features granite countertops, stylish cabinetry, a pot filler, and Samsung appliances that remain. Recent improvements include refinished hardwood floors, replacement windows (2024), new roof (2025), new water heater (2026), and fresh interior paint. Outdoor living is enhanced by a large wraparound, recently updated deck. This move-in ready home blends comfort, space, and quality updates throughout. Be sure to review the full list of improvements, this is the one you've been waiting for! Due to the many updates, the property is being sold AS IS.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
2/10
Zoneton Middle SchoolGrades 6-80.8 mi
3/10
North Bullitt High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Crawl Space,Concrete Blk,Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: First
  • Area: 132.3
  • Dimensions: 10.50 x 12.60

Bedroom

  • Level: First
  • Area: 90.24
  • Dimensions: 9.60 x 9.40

Bedroom

  • Level: First
  • Area: 96.96
  • Dimensions: 9.60 x 10.10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First
  • Area: 528
  • Dimensions: 24.00 x 22.00

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,170

Full Bathroom

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,170
  • Total interior livable area: 2,170 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Primary Bathroom

  • Level: First
  • Area: 62.3
  • Dimensions: 7.00 x 8.90

Primary Bedroom

  • Level: First
  • Area: 278.13
  • Dimensions: 21.90 x 12.70

Property

Details

  • Parcel number: 043SE007070

Features

  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Wood

Lot

  • Lot size: 10,018 sqft
  • Features: Level
  • Lot size dimensions: 41 x 152 x 95 x 150

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$182$2,184
Property Taxes $263$3,156
Electricity $171$2,056
Total$2,385$28,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,771/yr
40% on housing$71,550/yr
45% on housing$63,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 40229$138
Bullitt County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 40229$160
Bullitt County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$350,000
2026-05-29Listed for sale$360,000
1991-10-01Sold$59,150

For Sale by Agent

AgentMary E Elsenbroek
BrokerageSemonin Realtors

Similar Homes