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5435 Saddle Rock Rd, Colorado Springs, CO, 80918

5beds
3baths
4,012sqft
$630,000
$157price/sqft
$4,019/moest. monthly cost
$160,760/yrincome needed

About This Home

Welcome home to comfort, space, and style in the heart of Colorado Springs! This exceptional 5-bedroom, 3-bathroom single-family residence perfectly blends functional living with room to grow. There is also a storage area that could be turned into another bedroom. It has over 4000 beautifully laid-out sq ft The rooms are always bright from sunlight streaming in. The floor plan includes a finished basement ideal for a media room, home gym, or private guest suite. Parking isn't a problem as it has a 3 car garage. Step outside onto your large corner lot, offering a rare premium backyard canvas perfect for weekend BBQs, gardening, or a secure play area. Nestled in a highly desirable, established neighborhood minutes away from shopping, military bases, and quick commuter routes, this home offers the perfect balance of convenience and neighborhood charm. Enjoy the nearby community pool & pickle ball/tennis courts. Schedule your showing today before this incredible opportunity slips away!

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

5/10
6/10
Jenkins Middle SchoolGrades 6-80.9 mi
3/10
Doherty High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1996

Materials

  • Roof: Composite Shingle
  • Construction materials: Brick,Masonite,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas in Kitchen,Microwave,Oven,Range,Refrigerator,Self Cleaning Oven,Washer,Humidifier
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Features

  • 5-Pc Bath,6-Panel Doors,French Doors,High Speed Internet
  • Flooring: Carpet,Tile
  • Fireplace features: Basement,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,992
  • Finished area above ground: 2,020

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,012
  • Total interior livable area: 4,012 sqft

Other

  • Level: Main
  • Area: 238

Property

Details

  • Parcel number: 6314401026

Features

  • Patio & porch: Concrete
  • Exterior features: Auto Sprinkler System

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot,Level,HOA Required $

Parking

  • Total spaces: 3
  • Parking features: Attached,Even with Main Level,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$296$3,552
Property Taxes $236$2,832
Electricity $302$3,634
Total$4,019$48,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,794/yr
40% on housing$120,570/yr
45% on housing$107,173/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 80918$150
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80918
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$630,000
1996-11-07Sold$240,200
1995-11-03Sold$45,678

For Sale by Agent

AgentBernard McDonnell
BrokerageFathom Realty Colorado LLC

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