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21 W Polk Street, Colorado Springs, CO, 80907

3beds
2baths
1,795sqft
$499,000
$278price/sqft
$3,161/moest. monthly cost
$126,440/yrincome needed

About This Home

This listing is on Denver MLS. Welcome to this fabulous home originally built in 1908! Hardwood flooring, stained glass windows, beautiful wood trim, crystal doorknobs, antique bathroom upstairs will leave you feeling nostalgic. Excellent layout, the great room and spectacular staircase greet you as you enter the home. The turret room is one of the best features in this home which can be seen from the exterior with beautiful stone detailing and colorful trim. Inside, to the left of the large great room, the turret room is incapsulated with gorgeous windows and wood trim detailing, it's truly a work of art! Past the great room and cozy brick fireplace, the large updated kitchen and dining room awaits! Upstairs you will find 3 bedrooms, perfectly preserved from a time long ago. Exposed brick, built in cabinetry and a private deck. The upstairs bathroom is a blast from the past with gravity fed toilet, clawfoot tub/shower in a large space with angled ceiling. If you are looking for a unique property in an excellent location, this home is for you.

Getting Around

76
WalkingVery Walkable
36
TransitSome Transit
72
BikeVery Bikeable

Schools

6/10
Jackson Elementary SchoolGrades PK-51.6 mi
6/10
North Middle SchoolGrades 6-81.7 mi
3/10
Palmer High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1904

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Block,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: In Unit

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,795

Heating & Cooling

  • Heating features: Baseboard,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 1,795
  • Total interior livable area: 1,795 sqft

Property

Details

  • Parcel number: 6331317016
  • Zoning: R2
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground
  • Patio & porch: Deck,Front Porch,Rooftop
  • Exterior features: Balcony,Dog Run,Fire Pit,Garden,Private Yard
  • Fencing: Partial

Lot

  • Lot size: 7,125 sqft

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$265$3,180
Property Taxes $187$2,244
Electricity $186$2,232
Total$3,161$37,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,377/yr
40% on housing$94,830/yr
45% on housing$84,293/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 80907$145
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80907
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-02-08Listed for sale$499,000
2024-08-12Listing removed--
2024-06-15Listed for sale$549,000
2015-08-31Sold$265,000
2015-06-26Price change$269,900
2015-06-05Price change$274,900
2015-05-28Price change$279,000
2015-05-05Listed for sale$289,000
2013-11-01Listing removed$265,000
2013-05-10Listed for sale$265,000
2010-07-11Listing removed$269,000
2010-03-26Price change$269,000
2010-03-14Price change$279,000
2010-02-07Price change$289,000
2010-01-09Price change$310,000
2009-12-05Listed for sale$325,000
2002-12-12Sold$230,000
1997-11-20Sold$139,500

For Sale by Agent

AgentPaul Temaat
BrokeragePaul Temaat

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