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4026 Loring Cir N, Colorado Springs, CO, 80909

4beds
3baths
2,601sqft
$510,000
$196price/sqft
$3,218/moest. monthly cost
$128,720/yrincome needed

About This Home

Discover this spacious four-bedroom home tucked away in a quiet, established neighborhood. Set on a large level lot with a fully fenced backyard, featuring mature trees, beautiful landscaping a beautiful pergola with a swing to enjoy quiet evenings. You will relax, play, or entertain here for years to come. Inside, you’ll appreciate the timeless character and functional layout with large rooms including a large entertainment space. This convenient location is just minutes from shopping, dining, schools, parks, and other everyday amenities. This home offers the perfect blend of style, comfort, and convenience.

Getting Around

56
WalkingSomewhat Walkable
30
TransitSome Transit
58
BikeBikeable

Schools

7/10
Madison Elementary SchoolGrades PK-50.2 mi
5/10
Sabin Middle SchoolGrades 6-81.2 mi
1/10
Mitchell High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1964

Materials

  • Foundation: Slab
  • Roof: Composite Shingle
  • Construction materials: Alum/Vinyl/Steel,Brick,Framed on Lot

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220v in Kitchen,Dishwasher,Disposal,Dryer,Range,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Laundry Chute

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Wood,Luxury Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,601

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,601
  • Total interior livable area: 2,601 sqft

Other

  • Level: Upper
  • Area: 165

Property

Details

  • Parcel number: 6402204053

Features

  • Levels: Tri-Level
  • Patio & porch: Concrete
  • Exterior features: Auto Sprinkler System
  • Has spa: Yes
  • Spa features: Hot Tub/Spa
  • Fencing: Back Yard

Lot

  • Lot size: 0.31 Acres
  • Features: Level,Hiking Trail,Near Fire Station,Near Hospital,Near Park,Near Public Transit,Near Schools,Near Shopping Center,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$253$3,036
Property Taxes $191$2,292
Electricity $196$2,356
Total$3,218$38,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,331/yr
40% on housing$96,540/yr
45% on housing$85,813/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 80909$160
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80909
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$505,000
2026-07-17Listed for sale$510,000
2012-11-28Sold$199,900
2012-08-17Price change$199,900
2012-07-27Listed for sale$209,900

For Sale by Agent

AgentP Marie Chavez
BrokerageFront Range Real Estate Professionals, LLC

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