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3102 E San Miguel St, Colorado Springs, CO, 80909

2beds
1baths
943sqft
$317,000
$336price/sqft
$2,159/moest. monthly cost
$86,360/yrincome needed

About This Home

Getting Around

73
WalkingVery Walkable
44
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
Twain Elementary SchoolGrades PK-50.3 mi
1/10
Mitchell High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1959

Materials

  • Foundation: Crawl Space
  • Roof: Composite Shingle
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 943

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 943
  • Total interior livable area: 943 sqft

Other

  • Level: Main
  • Area: 130

Property

Details

  • Parcel number: 6410203042

Features

  • Fencing: Back Yard
  • Has view: Yes
  • View description: Mountain(s),View of Pikes Peak

Lot

  • Lot size: 6,281 sqft
  • Features: Near Hospital,Near Public Transit,Near Shopping Center,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Detached,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,602$19,224
Home Insurance *$253$3,036
Property Taxes $118$1,416
Electricity $186$2,232
Total$2,159$25,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,022/yr
40% on housing$64,770/yr
45% on housing$57,573/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 80909$161
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80909
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$317,000
2025-08-11Sold$300,000
2025-07-27Pending sale$300,000
2025-07-25Listed for sale$300,000
2014-07-14Sold$125,000
2014-05-23Listed for sale$125,000

For Sale by Agent

AgentCarmen Boles DSC MRP RENE
BrokerageThe Platinum Group

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