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220 Willow St, Colorado Springs, CO, 80903

2beds
2baths
1,687sqft
$370,000
$219price/sqft
$2,460/moest. monthly cost
$98,400/yrincome needed

About This Home

Charming 2-Story home near the Colorado Springs downtown area, this home features two bedroom, two bath, one car detached garage, bonus room, and a large basement for storage. Great kitchen layout with a lot of cabinets and counter space. Backyard with a patio and fenced yard perfect for entertaining outside. The furnace was replaced in 2021 and the water heater was replaced in 2022. This is a great home to be close to the downtown area. Call and schedule your showing today.

Getting Around

64
WalkingSomewhat Walkable
43
TransitSome Transit
66
BikeBikeable

Schools

4/10
6/10
North Middle SchoolGrades 6-80.9 mi
3/10
Palmer High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1902

Materials

  • Roof: Composite Shingle
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Fireplace features: None
  • Finished area below ground: 385
  • Finished area above ground: 1,302

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,687
  • Total interior livable area: 1,687 sqft

Other

  • Level: Upper
  • Area: 130

Property

Details

  • Parcel number: 6417211012

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,123 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$266$3,192
Property Taxes $138$1,656
Electricity $186$2,232
Total$2,460$29,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,342/yr
40% on housing$73,800/yr
45% on housing$65,600/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 80903$191
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80903
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$385,000
2026-03-31Listed for sale$399,000
2024-05-17Sold$385,000
2024-04-23Contingent$394,900
2024-04-09Price change$394,900
2024-04-05Price change$407,500
2024-03-22Listed for sale$409,900
2017-12-20Sold$228,500
2013-09-04Sold$148,500
2012-08-24Sold$100,000
2012-06-25Price change$95,400
2012-05-07Listed for sale$106,000
2005-09-02Sold$136,000
2002-09-04Sold$121,500
2000-10-27Sold$91,500

For Sale by Agent

AgentLance Gordy
BrokeragePremier Real Estate Group

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