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420 W 9th St, Newport, KY, 41071

2beds
1baths
1,002sqft
$214,900
$214price/sqft
$1,434/moest. monthly cost
$57,360/yrincome needed

About This Home

Move right into this beautiful 2-bedroom, 1-bath home offering the perfect blend of historic charm and modern updates with off street parking! The bright, open interior features fresh neutral paint, refinished hardwood floors, recessed lighting, and spacious rooms and storage throughout. The updated kitchen showcases white cabinetry, walk-in pantry, butcher block countertops, subway tile backsplash, and stainless steel appliances. Both bedrooms are generously sized, including an oversized primary with a sitting area/home office. Tastefully updated from top to bottom, this home offers stylish finishes, abundant natural light, and a warm, inviting feel. Conveniently located just minutes from all the shopping, dining, entertainment, and more this booming area has to offer. Buyer to verify all info. Agent is owner.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

3/10
4/10
Newport High SchoolGrades 7-121.1 mi
--
Newport Primary SchoolGrades PK-20.4 mi

Construction

Condition

  • Property condition: Existing Structure

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Range,Dishwasher,Microwave,Refrigerator

Bedroom2

  • Features: Hardwood Floors
  • Level: First
  • Area: 19519
  • Dimensions: 149 x 131

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Features: Hardwood Floors
  • Level: First
  • Area: 1764
  • Dimensions: 126 x 14

Features

  • Window features: Vinyl Clad Window(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,002
  • Total interior livable area: 1,002 sqft

Kitchen

  • Features: Plank Flooring
  • Level: First
  • Area: 17582
  • Dimensions: 149 x 118

Primary Bath

  • Features: Plank Flooring
  • Level: First
  • Area: 31236
  • Dimensions: 411 x 76

Primary Bedroom

  • Features: Hardwood Floors
  • Level: First
  • Area: 33376
  • Dimensions: 149 x 224

Property

Details

  • Parcel number: 9999901483.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Porch

Lot

  • Lot size: 3,049 sqft
  • Lot size dimensions: 30 x 100

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$128$1,536
Property Taxes $66$792
Electricity $154$1,850
Total$1,434$17,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,165/yr
40% on housing$43,020/yr
45% on housing$38,240/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 41071$224
Campbell County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 41071$191
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$209,900
2026-07-31Listed for sale$214,900
2024-08-02Listing removed--
2024-07-29Price change$1,500
2024-07-18Price change$1,600
2024-07-12Price change$1,650
2024-07-07Listed for rent$1,700
2019-04-24Listing removed$775
2019-03-26Listed for rent$775
2005-12-28Sold$24,000
2005-03-21Sold$26,667
2001-07-25Sold$55,900

For Sale by Agent

AgentRyan Arey
BrokerageSparen Realty

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