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413 S Chelton Rd, Colorado Springs, CO, 80910

2beds
2baths
1,063sqft
$325,000
$306price/sqft
$2,192/moest. monthly cost
$87,680/yrincome needed

About This Home

Well-cared-for 2-bedroom, 2-bath residence offering comfort, convenience, and thoughtful updates throughout. The open-concept layout provides a natural flow between living, dining, and kitchen spaces, enhanced by a cozy gas log fireplace and newer wood laminate flooring. Outdoor living includes a generous deck and newer fenced backyard, ideal for gatherings or relaxing. The property offers an oversized attached one-car garage along with a separate rear storage shed. Set in a quiet location within walking distance to Valley Hi Golf Course and Clubhouse, with easy access to downtown Colorado Springs, shopping, dining, and entertainment. Newer windows, siding, furnace, A/C, hot-water-on-demand system, electrical panel, and a low-maintenance no-scape front yard. Pride of ownership throughout.

Getting Around

51
WalkingSomewhat Walkable
36
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

3/10
Monroe Elementary SchoolGrades PK-50.5 mi
3/10
1/10
Mitchell High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1978

Materials

  • Foundation: Crawl Space
  • Roof: Composite Shingle
  • Construction materials: Alum/Vinyl/Steel,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Range,Refrigerator,Washer
  • Laundry features: Electric Hook-up,Gas Hook-up,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Wood Laminate
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,063

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,063
  • Total interior livable area: 1,063 sqft

Other

  • Level: Main
  • Area: 132

Property

Accessibility

  • Accessibility features: Bathroom Access,Hand Rails

Details

  • Parcel number: 6422201065
  • Attached to another structure: Yes

Features

  • Patio & porch: Composite
  • Fencing: Back Yard

Lot

  • Lot size: 5,898 sqft
  • Features: Level,Near Fire Station,Near Park,Near Public Transit,Near Schools,Near Shopping Center,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Attached,Even with Main Level,Concrete Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$242$2,904
Property Taxes $121$1,452
Electricity $186$2,232
Total$2,192$26,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,154/yr
40% on housing$65,760/yr
45% on housing$58,453/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 80910$113
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80910
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$325,000
2026-01-27Listed for sale$335,000
2024-10-25Sold$315,000
2024-09-27Listed for sale$310,000
2003-05-28Sold$113,000

For Sale by Agent

AgentTalitha Powers
BrokerageExp Realty LLC

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