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120 15th St, Newport, KY, 41071

3beds
3baths
1,470sqft
$450,000
$306price/sqft
$2,844/moest. monthly cost
$113,760/yrincome needed

About This Home

Enjoy Friday night fireworks from your brand-new rooftop deck, then step inside to a stunning, fully renovated interior designed for modern city living. Perfectly positioned with easy access to shopping, downtown, and major highways, this home offers both convenience and style. This beautifully updated 3-bedroom, 2.5-bath brick home is truly move-in ready and ideal for entertaining. Highlights include a newer roof and rooftop deck, updated HVAC system, a stylish kitchen featuring a butcher block island with granite countertops and tile backsplash, and custom California Closets throughout. Additional upgrades include all new flooring, refreshed tile bathrooms, a newer water heater, updated electrical wiring, and plumbing. Step outside to a spacious backyard, perfect for hosting gatherings or relaxing evenings. Buyer to verify all tax and school information.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
Newport Primary SchoolGrades PK-20.2 mi
4/10
Newport High SchoolGrades 7-121.0 mi
3/10

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1914

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Range,Dishwasher,Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom2

  • Features: See Remarks
  • Level: First
  • Area: 35
  • Dimensions: 7 x 5

Bathroom3

  • Features: See Remarks
  • Level: Second
  • Area: 48
  • Dimensions: 8 x 6

Bedroom2

  • Features: See Remarks
  • Level: Second
  • Area: 195
  • Dimensions: 15 x 13

Bedroom3

  • Features: See Remarks
  • Level: Second
  • Area: 168
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Vinyl Clad Window(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,470
  • Total interior livable area: 1,470 sqft

Kitchen

  • Features: See Remarks
  • Level: First
  • Area: 210
  • Dimensions: 15 x 14

Living Room

  • Features: See Remarks
  • Level: First
  • Area: 225
  • Dimensions: 15 x 15

Primary Bath

  • Features: See Remarks
  • Level: First
  • Area: 66
  • Dimensions: 11 x 6

Primary Bedroom

  • Features: See Remarks
  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Property

Details

  • Parcel number: 9999903023.00
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Wood
  • Has view: Yes
  • View description: City,Neighborhood

Lot

  • Lot size: 0.67 Acres
  • Features: Level
  • Lot size dimensions: Of Record

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$270$3,240
Property Taxes $145$1,740
Electricity $154$1,850
Total$2,844$34,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,508/yr
40% on housing$85,320/yr
45% on housing$75,840/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 41071$222
Campbell County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 41071$191
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$480,000
2023-04-07Sold$428,000
2023-03-06Pending sale$435,000
2023-02-16Price change$435,000
2023-01-05Listed for sale$449,000
2022-05-19Sold$150,000
2022-03-12Pending sale$159,900
2021-11-02Listing removed--
2021-07-20Listed for sale$140,000
2020-10-09Sold$75,000

For Sale by Agent

AgentKathy Heimbrock
BrokerageSibcy Cline, REALTORS-Florence

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