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307 N 28th St, Colorado Springs, CO, 80904

2beds
1baths
763sqft
$400,000
$524price/sqft
$2,661/moest. monthly cost
$106,440/yrincome needed

About This Home

Charming 2-Bed, 1-Bath Bungalow with Mountain Views & Prime Westside Location Step into this immaculately maintained bungalow where vintage character meets modern updates. The sunlit living room welcomes you with gorgeous hardwood floors, freshly painted walls, and crisp white trim. The renovated kitchen (2022) shines with new cabinetry, quartz countertops, stainless steel GE appliances, and durable LVP flooring—plus direct access to a spacious fenced yard and detached one-car garage. Both bedrooms boast great natural light, and ceiling fans with remotes. The full bathroom features modern finishes, a newer vanity, refinished tub, and tiled shower. Convenient hallway laundry includes extra shelving for linens or storage. Outside, the oversized double lot both lots are zoned R4 and concrete patio are perfect for entertaining. The fully finished detached garage offers electric heat, while the charming 8’x8’ shed matches the home’s exterior—ideal for storing recreational gear. Live the Colorado Springs lifestyle just minutes from Old Colorado City’s trendy shops and restaurants, plus hiking at Garden of the Gods and Red Rock Canyon Open Space. The famous Manitou Incline is a short drive away. Easy access to I-25 puts you 90 minutes from world-class ski resorts like Breckenridge and Keystone. Major updates include: tankless water heater & new plumbing, new doors & a sewer line repair (2021), roof (2017). Bonus: The large double lot offers potential for an ADU (Accessory Dwelling Unit)—perfect for rental income, guest house, or home office. Move-in ready and waiting for you!

Getting Around

81
WalkingVery Walkable
32
TransitSome Transit
50
BikeBikeable

Schools

6/10
West Elementary SchoolGrades PK-50.9 mi
5/10
West Middle SchoolGrades 6-80.8 mi
4/10
Coronado High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1946

Materials

  • Foundation: Crawl Space
  • Roof: Composite Shingle
  • Construction materials: Alum/Vinyl/Steel,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • See Prop Desc Remarks,Pantry
  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 763

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 763
  • Total interior livable area: 763 sqft

Property

Details

  • Parcel number: 7411209056

Features

  • Patio & porch: See Prop Desc Remarks
  • Fencing: Back Yard,See Remarks

Lot

  • Lot size: 5,000 sqft
  • Features: Level,See Remarks,Hiking Trail,Near Park,Near Shopping Center,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage Door Opener,See Remarks,Concrete Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Hail
Lightning

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$303$3,636
Property Taxes $150$1,800
Electricity $186$2,232
Total$2,661$31,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,234/yr
40% on housing$79,830/yr
45% on housing$70,960/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$524This listing

vs Other Active Listings

Avg $/sqft

ZIP 80904$184
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80904
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$405,000
2023-08-04Sold$397,000
2023-07-03Listed for sale$395,000
2020-09-18Sold$291,500
2020-08-04Listed for sale$285,000
2017-04-04Sold$215,000
2015-08-03Sold$169,000
2006-01-25Sold$131,000

For Sale by Agent

AgentFrank Griffin ABR AHWD CRETS EPRO GRI MRP PSA RENE RSPS SFR SRES SRS
BrokerageFlat Rate Realty Group LLC

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