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514 W San Rafael St, Colorado Springs, CO, 80905

3beds
2baths
1,430sqft
$449,900
$315price/sqft
$2,877/moest. monthly cost
$115,080/yrincome needed

About This Home

Charming Westside home that has completely been remodeled. Brand new roof, brand new stucco, brand new electrical panel and wiring, 4 piece stainless steel package in the kitchen with granite countertops and brand new cabinetry, new boiler and new water heater. Finished basement for bonus family room. Brand new bathrooms and flooring throughout the entire home. Conveniently located near the I-25 and centrally located. Property is currently being ran as an Airbnb and already has a non-owner Occupied STR permit in place.

Getting Around

44
WalkingCar-Dependent
40
TransitSome Transit
64
BikeBikeable

Schools

6/10
6/10
Holmes Middle SchoolGrades 6-81.7 mi
4/10
Coronado High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1894

Materials

  • Roof: Composite Shingle
  • Construction materials: Stucco,Framed on Lot

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220v in Kitchen,Dishwasher,Disposal,Exhaust Fan,Microwave,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • 5-Pc Bath,French Doors
  • Flooring: Luxury Vinyl
  • Fireplace: Yes
  • Finished area below ground: 286
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total structure area: 1,430
  • Total interior livable area: 1,430 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 7412107012

Features

  • Fencing: Back Yard

Lot

  • Lot size: 6,141 sqft
  • Features: Backs to Open Space,Level,Near Fire Station,Near Hospital,Near Park,Near Public Transit,Near Schools,Near Shopping Center,Front Landscaped

Parking

  • Total spaces: 1
  • Parking features: Detached,Gravel Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$249$2,988
Property Taxes $168$2,016
Electricity $186$2,232
Total$2,877$34,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,640/yr
40% on housing$86,310/yr
45% on housing$76,720/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 80905$152
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80905
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$470,000
2026-01-30Listing removed$480,000
2026-01-16Listed for sale$480,000
2025-04-01Listing removed$499,900
2025-01-04Price change$499,900
2024-11-05Listed for sale$514,900
2024-10-09Listing removed$524,900
2024-10-01Price change$524,900
2024-09-23Price change$534,900
2024-09-06Listed for sale$549,900
2024-02-12Sold$180,000
2024-01-02Sold$83,500
2004-07-26Sold$132,450

For Sale by Agent

AgentSherrie Patterson PSA SFR
BrokerageSherrie Patterson

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