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128 N Chestnut St, Colorado Springs, CO, 80905

2beds
1baths
1,082sqft
$389,900
$360price/sqft
$2,552/moest. monthly cost
$102,080/yrincome needed

About This Home

Tucked just minutes from downtown, this charming home welcomes you with fresh paint, new railings, and refreshed landscaping that create instant curb appeal. Inside, natural light fills the space, highlighting the wood laminate floors and stylish updates throughout. The living room features attached shelving that adds character and a cozy library feel. The kitchen blends warmth and function with butcher block counters, open shelving, a tiled backsplash, and contemporary lighting. With alley access, a spacious fenced backyard, and zoning that allows for an ADU, this property offers possibilities rarely found this close to downtown. Imagine a cozy backyard cottage for multigenerational living, visiting guests, or future rental income. With plenty of room to expand, the possibilities are wide open. Both bedrooms offer inviting comfort, while the refreshed bathroom features new Delta fixtures and thoughtfully selected rustic touches. Updated trim, hardware, lighting, and paint create a polished, move in ready feel throughout. Central air, an included washer and dryer, generous crawl space storage, off street parking, and a location just minutes from downtown restaurants, coffee shops, parks, and local favorites complete the package.

Getting Around

75
WalkingVery Walkable
46
TransitSome Transit
73
BikeVery Bikeable

Schools

6/10
West Elementary SchoolGrades PK-51.0 mi
5/10
West Middle SchoolGrades 6-81.0 mi
4/10
Coronado High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 1909

Materials

  • Foundation: Crawl Space
  • Roof: Composite Shingle
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 220v in Kitchen,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Area: 202

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Wood Laminate
  • Fireplace features: None
  • Finished area below ground: 202
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,082
  • Total interior livable area: 1,082 sqft

Property

Details

  • Parcel number: 7413115005

Features

  • Patio & porch: Concrete
  • Fencing: Back Yard

Lot

  • Lot size: 4,499 sqft
  • Features: Level,Wooded,Hiking Trail,Near Park,Near Public Transit,Near Schools,Near Shopping Center

Parking

  • Total spaces: 2
  • Parking features: No Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$249$2,988
Property Taxes $146$1,752
Electricity $186$2,232
Total$2,552$30,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,497/yr
40% on housing$76,560/yr
45% on housing$68,053/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.0%
15.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 80905$152
El Paso County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 80905
El Paso County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$389,900
2026-06-19Listed for sale$397,999
2025-12-12Listing removed$399,900
2025-10-22Listed for sale$399,900
2022-04-15Sold$416,000
2022-03-18Listed for sale$375,000
2017-11-06Sold$209,000
2015-08-25Listing removed$950
2015-08-14Listed for rent$950
2010-02-26Sold$141,000
2009-11-25Listed for sale$155,000
2009-01-23Sold$30,000

For Sale by Agent

AgentFreddi Walls ABR CRS GRI MRP RENE
BrokerageThe Cutting Edge

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