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26308 Isabella Ave, Carmel, CA, 93923

4beds
4baths
2,550sqft
$9,798,000
$3,842price/sqft
$60,888/moest. monthly cost
$2,435,520/yrincome needed

About This Home

Rare offering on coveted Carmel Point, just steps from the beach, this brand-new modern organic contemporary residence is designed to harmonize with its coastal surroundings. The exceptional custom home offers over 2,500 square feet of refined living space with four bedrooms and four bathrooms, including three en-suite retreats. Three distinct living areas provide an elegant balance of openness and privacy. Architectural highlights include teak-clad ceilings, custom teak doors, and sleek metal doors and windows throughout. A dramatic window wall fills the interiors with natural light, showcasing clean lines, warm organic textures, and exceptional craftsmanship. Seamless indoor-outdoor living defines the home, with multiple decks and curated entertaining spaces, including a built-in BBQ ideal for elevated coastal gatherings. The primary suite and a guest suite each feature private outdoor showers, offering a spa-like, resort-inspired experience. Custom millwork and bespoke built-ins are featured throughout. The primary suite serves as a tranquil sanctuary with a spacious walk-in closet and spa-inspired bath. Rarely available new construction on Carmel Point, this home offers modern architectural luxury, privacy, and immediate access to one of Carmels most iconic beaches.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
7/10
Carmel Middle SchoolGrades 6-81.9 mi
10/10
Carmel High SchoolGrades 9-121.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Flat

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Microwave,Built In Oven,Refrigerator,Wine Refrigerator,Washer/Dryer

Bathroom

  • Features: PrimaryStallShowers, StallShower2plus, Tile, UpdatedBaths, FullonGroundFloor

Bedroom

  • Features: WalkinCloset, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: KitchenFamilyRoomCombo, SeparateFamilyRoom

Features

  • High Ceilings,One Or More Skylights,Video Audio System,Wet Bar,Walk-In Closet(s)
  • Flooring: Hardwood,Stone
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 2,550
  • Total interior livable area: 2,550 sqft

Kitchen

  • Features: Countertop_Stone

Property

Details

  • Parcel number: 009451015000
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Barbecue,Fire Pit

Lot

  • Lot size: 3,538 sqft

Parking

  • Parking features: No Garage,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $49,544$594,528
Home Insurance *$1,863$22,356
Property Taxes $8,935$107,220
Electricity $546$6,561
Total$60,888$730,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,087,588/yr
40% on housing$1,826,640/yr
45% on housing$1,623,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,842This listing

vs Other Active Listings

Avg $/sqft

ZIP 93923$1,151
Monterey County$764

vs Homes Sold Last Month

Median $/sqft

ZIP 93923$1,134
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-14Listed for sale$10,500,000
2018-10-10Sold$915,000
2018-07-18Sold$420,000

New Construction

AgentCourtney Adamski
BrokerageCarmel Realty Company

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