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40 Harrison Ave, Bellevue, KY, 41073

1beds
1baths
768sqft
$220,000
$286price/sqft
$1,604/moest. monthly cost
$64,160/yrincome needed

About This Home

Adorable Brick Ranch with a wooded lot situated on a quiet street within the hills of Bellevue. Walking distance to the enchanted trails of Sergeants Park and Bellevue's trendy business district. Great starter home with a 1 car garage, room for two cars on the driveway. Tiled bathroom with glass block window and newer fixtures, A remodeled kitchen with new White cabinets, Butcher Block counter tops, stainless steel appliances, and flooring. Hardwood floors and freshly painted Throughout. Double insulated windows with marble windowsills. High efficiency Carrier furnace. Laundry chute dropping near the supplied washer and dryer. Plenty of space in the unfinished lower level for a Family room and bedroom. Come relax in the tranquil setting with the wildlife outside your door.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
5/10
Bellevue High SchoolGrades 6-120.7 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Asphalt,Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Range,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Chute,Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Ceiling Fan(s),Hardwood Floors
  • Level: First
  • Area: 99
  • Dimensions: 11 x 9

Features

  • Smart Thermostat,Ceiling Fan(s)
  • Window features: Vinyl Frames

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Level: First
  • Area: 82.5
  • Dimensions: 11 x 7.5

Living Room

  • Features: Ceiling Fan(s),Hardwood Floors,Walk-Out Access
  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Primary Bath

  • Features: Ceramic Tile Flooring,See Remarks,Tub With Shower
  • Level: First
  • Area: 35
  • Dimensions: 7 x 5

Primary Bedroom

  • Features: Ceiling Fan(s),Hardwood Floors
  • Level: First
  • Area: 130
  • Dimensions: 13 x 10

Property

Details

  • Parcel number: 9999908200.00
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 8,276 sqft
  • Features: Wooded
  • Lot size dimensions: 56 x 222

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage Faces Side,Heated Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$115$1,380
Property Taxes $223$2,676
Electricity $154$1,850
Total$1,604$19,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,994/yr
40% on housing$48,120/yr
45% on housing$42,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 41073$150
Campbell County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 41073$184
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$219,000
2026-07-30Listed for sale$220,000
2026-07-09Pending sale$220,000
2026-07-03Listed for sale$220,000
2025-09-19Sold$100,000
2017-05-24Sold$72,000

For Sale by Agent

AgentShannon Downard
BrokerageHuff Realty - CC

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