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Highway 1, Moss Landing, CA, 95039

9beds
10baths
6,500sqft
$5,950,000
$915price/sqft
$40,570/moest. monthly cost
$1,622,800/yrincome needed

About This Home

A rare opportunity to own a historic family compound spanning 86.9 acres with approximately 4,000 feet of pristine Elkhorn Slough frontage. Rich in history and natural beauty, this remarkable property was first settled over 150 years ago by Captain Charlie Moss, a founding figure of Moss Landing. Set within one of the most ecologically significant areas on the California coast and recognized by Audubon as a Top 10 birdwatching destination, the land offers a rich connection to nature. Enjoy daily encounters with sea otters, birdlife, and sweeping views toward the harbor and Monterey Bay. Designed for multi generational living or a private retreat, the compound includes five dwellings: Main residence ~ 3,500 sq. ft. 4/3, Cottage ~ 600 sq. ft. 1/1, Residence #2 ~ 2,300 sq. ft. 2/2 with garage, Residence #3: ~1,700 sq. ft. 2/2 with garage, Cabin/Studio with kitchen & bath. Agricultural and utility structures include a 4,400 sq. ft. barn (~ 55' x 80'), two more barns, machine shop, milk shack, and chicken coop, offering endless possibilities for farming or recreation. Steeped in history and held by one family for generations, this property is ready for its next steward. A rare chance to own a true piece of Californias coastal heritage, where land, legacy, and lifestyle come together.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1944

Materials

  • Foundation: Combination,Concrete Perimeter,Other
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Five Or More Units,Residential Income

Interior

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 10

Features

  • Door features: None

Heating & Cooling

  • Heating features: Central Forced Air Gas,Electric,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 6,500
  • Total interior livable area: 6,500 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 133181001000
  • Zoning: RC(CZ);AC(CZ)
  • Special condition: Standard

Lot

  • Lot size: 86.90 Acres

Parking

  • Total spaces: 20
  • Parking features: Attached,Detached,Tandem
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Drought
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,086$361,032
Home Insurance *$939$11,268
Property Taxes $8,152$97,824
Electricity $1,393$16,726
Total$40,570$486,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,390,971/yr
40% on housing$1,217,100/yr
45% on housing$1,081,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$915This listing

vs Other Active Listings

Avg $/sqft

ZIP 95039$754
Monterey County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 95039$590
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$5,950,000

For Sale by Agent

AgentPaul Zech
BrokerageColdwell Banker Realty

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