




401 Benham St, Dayton, KY, 41074
About This Home
Fully renovated, solid brick, rare 2 car attached garage, minutes to Downtown If you've been searching for homes in any of Northern Kentucky's river cities, you already know how incredibly rare it is to find one with a garage — let alone a 2-car attached garage. No more fighting for street parking, scraping ice off your windshield, or hauling groceries through the rain. Instead, enjoy the comfort, convenience, security, and peace of mind that comes with pulling directly into your home. Completely rebuilt from the studs, this 3-bedroom, 2-bath home gives you the feel of new construction without losing its solid brick character. High ceilings, an open layout, and modern finishes make the space feel bright, clean, and comfortable. The kitchen is fully updated with quartz countertops and brand-new appliances, and both bathrooms are completely remodeled, including a spa-style shower that feels like a retreat. Need Storage? Each bedroom has a walk-in closet (rare for a home this age) and you'll be amazed at the space in the walkable attic with bright lighting. Off the garage there are multiple large rooms for a workshop, home gym or storage for other hobbies. The location is one of this home's standout features. Just minutes from downtown Cincinnati, you can reach nearly anywhere in the Greater Cincinnati area within 20 minutes. Catch a Reds or Bengals game, enjoy concerts and major entertainment venues, explore top dining and nightlife, or relax at the local coffee shops. The home is also conveniently located just blocks from Dayton Elementary and High School, scenic Riverfront commons walking and biking trail, and Manhattan Harbour Marina — offering the perfect balance of convenience, recreation, and lifestyle.
Getting Around
Schools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Concrete Blk
- Roof: Shingle
- Construction materials: Wood Frame,Block,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: First
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,296
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,296
- Total interior livable area: 1,296 sqft
Kitchen
- Level: First
Property
Details
- Parcel number: 9999908524.00
Features
- Stories: 2
- Patio & porch: Deck,Patio,Porch
- Fencing: Wood
Lot
- Lot size: 2,613 sqft
- Features: Corner Lot,Sidewalk
- Lot size dimensions: 34 x 75
Parking
- Total spaces: 2
- Parking features: Off Street,Attached,Lower Level,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,465 | $17,580 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $305 | $3,660 |
| Electricity | $154 | $1,850 |
| Total | $2,128 | $25,536 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $425,000 |
| 1994-12-08 | Sold | $57,500 |
