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31760 Hilltop Road, Golden, CO, 80403

3beds
3baths
1,706sqft
$735,000
$431price/sqft
$4,531/moest. monthly cost
$181,240/yrincome needed

About This Home

FULLY REMODELED 2026 just like a new build. COMPLETELY REBUILT 2003. Very well insulated home; 6" thick exterior walls, installed in 2025 New Hardie siding with GreenGuard XFP38 extra insulation foam for added energy efficiency. Modern living just over 1 acre of mountains in this gorgeous south-facing home. Uses allow for farm animals and furry friends. Space for recreational vehicles. Airbnb usage allowed. Fiber high speed internet. Flat & useful front yard is home to an aspen grove, frequent deer, and the occasional moose. Backyard is ready for whatever the new owner desires. Private driveway, beautiful new front deck with built-in 6 person 40 jets jacuzzi in great condition. Natural lighting throughout the house. The kitchen has soft close shaker-style white cabinets, deep 30"X19" stainless steel workstation sink, and large eat-in quartz countertop. Living Room has an old-fashioned black wood burning stove, and large picture window overlooking the front yard. In the dining room you’ll appreciate viewing nature’s wooded backyard. Main level bedroom with three large windows, part of the original cabin fully remodeled. Main level bathroom. The original garage was remodeled into a well-insulated and heated 320 SqFt bonus room for private office space, game room, or bedroom with two windows and an exterior door to the backyard. The total usable space with the bonus room is 2,026 SqFt. Upstairs master bedroom, three windows, large walk-in closet. The third bedroom has a large bathroom with a modern rounded shower, conveniently located off the laundry room, fitting a full-sized washer and dryer. Bidets in each upper bathroom. Oversized two-car garage. Outside are three sheds, one is an indoor workshop w/electricity and high ceilings; can be converted into a spa or a guest cabin, etc. Highly rated schools. Walking distance to K-8 school. Don’t miss out on the opportunity to own this stunning house.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
5
BikeSomewhat Bikeable

Schools

10/10
Ralston Valley High SchoolGrades 9-1211.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1953

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Gas Water Heater,Microwave,Range Hood,Refrigerator,Water Purifier
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space,Sump Pump

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bathroom

  • Level: Main

Bedroom

  • Level: Upper
  • Area: 176
  • Dimensions: 11 x 16

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 12 x 15

Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 10 x 14

Features

  • Built-in Features,High Speed Internet,Kitchen Island,Primary Suite,Quartz Counters,Radon Mitigation System,Smart Thermostat,Smoke Free,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Circulating,Free Standing,Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 1,706

Game Room

  • Level: Main
  • Area: 345
  • Dimensions: 15 x 23

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 1,706
  • Total interior livable area: 1,706 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 10 x 14

Laundry

  • Level: Upper

Living Room

  • Level: Main
  • Area: 280
  • Dimensions: 20 x 14

Property

Details

  • Parcel number: 044331
  • Zoning: A-1
  • Special condition: Standard
  • Exclusions: Washer,Dryer,Smart Camera (Inside And Out),Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Exterior features: Balcony,Fire Pit,Playground,Private Yard,Rain Gutters
  • Has spa: Yes
  • Spa features: Spa/Hot Tub,Heated
  • Fencing: Partial
  • Residential vegetation: Grassed,Partially Wooded,Wooded

Lot

  • Lot size: 1.01 Acres
  • Features: Level,Many Trees,Mountainous,Suitable For Grazing

Parking

  • Total spaces: 2
  • Parking features: Concrete,Insulated Garage,Lighted
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Hail
    HailRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Wildfire
Hail
Landslide
Lightning
Winter Weather
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$305$3,660
Property Taxes $324$3,888
Electricity $186$2,232
Total$4,531$54,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,348/yr
40% on housing$135,930/yr
45% on housing$120,826/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 80403$365
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80403$297
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Price change$735,000
2026-07-14Listed for sale$749,000
2024-02-08Sold$517,000
2024-01-12Pending sale$525,000
2023-12-26Listed for sale$525,000

For Sale by Agent

AgentRain Garcia
BrokerageKeller Williams Preferred Realty

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