See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10763 Twin Spruce Rd, Golden, CO, 80403

1beds
0baths
480sqft
$259,000
$540price/sqft
$1,716/moest. monthly cost
$68,640/yrincome needed

About This Home

Colorado Mountain Cabin - Some cabins are just structures. This one is a feeling. Nestled in the Front Range foothills among dramatic rock outcroppings and a canopy of aspen and spruce, this charming retreat invites you to leave the noise behind. This special hideaway offers a rare combination of privacy, rustic character and convenience less than 30 minutes from Boulder, Golden and Arvada. The cabin has been intentionally preserved to honor its vintage character, evoking a simpler, quieter time. The front room is bathed in beautiful natural light from windows on three sides and the views give the sense of being in a tree house, with sounds of the creek below. On cold days and nights, the glass-front Vermont Castings wood stove adds a warm glow and classic mountain ambiance. The cabin has been loved and maintained - new roof and gutters installed in 2021. High-speed fiber optic internet is locally available and a detached storage shed plus a separate lofted work area are ready for your gear, projects or creative pursuits. Golden Gate Canyon State Park and Gross Reservoir are a short drive away, putting world-class hiking and paddling practically in your backyard. Cash only (no well or septic). Come up and see it for yourself - the fresh mountain air and the stillness of this place will make the decision easy.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

10/10
Ralston Valley High SchoolGrades 9-1211.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Microwave

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Features

  • Cathedral Ceiling(s),Open Floorplan,Beamed Ceilings,Sun Room
  • Flooring: Wood
  • Finished area above ground: 480

Heating

  • Heating features: Wood Stove,Radiator,2 or more Heat Sources,Ductless

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Kitchen

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Primary Bedroom

  • Level: Main
  • Area: 216
  • Dimensions: 9 x 24

Property

Details

  • Parcel number: 044838
  • Zoning: A-1
  • Special condition: Private Owner
  • Exclusions: Seller's personal belongings

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 0.94 Acres
  • Features: Paved

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Hail
    HailRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Wildfire
Hail
Landslide
Lightning
Winter Weather
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$107$1,284
Property Taxes $114$1,368
Electricity $186$2,232
Total$1,716$20,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,834/yr
40% on housing$51,480/yr
45% on housing$45,760/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 80403$370
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80403$297
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$259,000

For Sale by Agent

AgentJanet Ingvaldsen
BrokerageWorth Clark Realty

Similar Homes