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10627 Twin Spruce Road, Golden, CO, 80403

2beds
1baths
721sqft
$370,000
$513price/sqft
$2,372/moest. monthly cost
$94,880/yrincome needed

About This Home

NEW PRICE PLUS SELLER IS OFFERING A $5000 CONCESSION! Discover this charming cabin nestled in the peaceful setting of Coal Creek Canyon—a 2-bedroom, 1-bath mountain home offering rustic charm blended seamlessly with modern amenities. Located in Golden and surrounded by natural beauty, this home provides privacy while maintaining convenient access to Boulder, Denver, and Golden. Step inside to an open living space filled with natural light from skylights and large windows that bring the outdoors in. Just inside the front door, you'll find a spacious mud/coat room ideal for year-round mountain living. The inviting great room features a beautiful stone, wood-burning fireplace, vaulted ceiling, and an adjacent sitting or bonus room for added flexibility. The generous kitchen offers plenty of room for cooking and gathering. Two sizeable bedrooms and one full bath complete the main home, along with a detached studio that offers a great option for guest accommodations or a private office. The larger bedroom includes a convenient laundry area, and the home is served by a dual 1,600-gallon cistern water system. Outside, enjoy a relaxing deck perfect for unwinding or entertaining among the trees. This location offers easy enjoyment of Colorado recreation—a short distance to Golden Gate State Park, about 10 minutes to Gross Reservoir for fishing, boating, or scenic views, and roughly 25 minutes to the shopping, dining, and entertainment of Black Hawk, Boulder, Arvada, and Golden. Downtown Denver is approximately 40 minutes away. Experience the tranquility of mountain living with the convenience of nearby city amenities in this warm and inviting cabin.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

10/10
Ralston Valley High SchoolGrades 9-1211.5 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Refrigerator
  • Laundry features: In Unit

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Main

Features

  • Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 721

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Propane,Radiant,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 721
  • Total interior livable area: 721 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Mud Room

  • Level: Main

Property

Details

  • Parcel number: 044526
  • Special condition: Standard
  • Exclusions: Seller Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Partial
  • Has view: Yes
  • View description: Meadow,Mountain(s)
  • Residential vegetation: Aspen,Brush,Natural State,Partially Wooded

Lot

  • Lot size: 0.28 Acres
  • Features: Level

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Hail
    HailRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Wildfire
Hail
Landslide
Lightning
Winter Weather
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$153$1,836
Property Taxes $163$1,956
Electricity $186$2,232
Total$2,372$28,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,325/yr
40% on housing$71,160/yr
45% on housing$63,253/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$513This listing

vs Other Active Listings

Avg $/sqft

ZIP 80403$369
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80403$297
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$385,000
2026-03-26Price change$390,000
2026-03-05Listed for sale$399,500
2022-07-21Sold$420,000
2019-07-01Sold$315,000
2019-05-25Pending sale$324,000
2019-05-22Listed for sale$324,000
2019-05-17Pending sale$324,000
2019-05-03Listed for sale$324,000
2004-10-05Sold$169,700
2002-01-14Sold$110,000

For Sale by Agent

AgentTom Livingston
BrokerageJason Mitchell Real Estate Colorado, LLC

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