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707 Walnut St, Dayton, KY, 41074

3beds
1baths
797sqft
$95,000
$119price/sqft
$770/moest. monthly cost
$30,800/yrincome needed

About This Home

Enjoy the ultimate urban-suburban lifestyle. Park the car and walk to Dayton's local boutique shops, popular restaurants, and neighborhood parks. Plus, you are only minutes away from the Bellevue beach district, Newport on the Levee, and downtown Cincinnati!Whether you are looking for your first home or a turnkey property close to the city, this one checks every single box.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
Lincoln Elementary SchoolGrades PK-60.5 mi
6/10
Dayton High SchoolGrades 7-120.6 mi

Construction

Condition

  • Property condition: Existing Structure

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Laminate Flooring
  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Features: Vinyl Flooring
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Features

  • Window features: Vinyl Clad Window(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 797
  • Total interior livable area: 797 sqft

Kitchen

  • Features: Vinyl Flooring
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Primary Bath

  • Features: Tub With Shower
  • Level: First
  • Area: 40
  • Dimensions: 8 x 5

Primary Bedroom

  • Features: Vinyl Flooring
  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Property

Details

  • Parcel number: 9999910009.00

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 30 x 120

Parking

  • Total spaces: 1
  • Parking features: Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$67$804
Property Taxes $69$828
Electricity $154$1,850
Total$770$9,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,400/yr
40% on housing$23,100/yr
45% on housing$20,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 41074$142
Campbell County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 41074$161
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$95,000
2026-07-27Listed for sale$95,000
2026-05-12Sold$125,000
2022-11-15Sold$164,578
2022-09-01Pending sale$169,900
2022-08-17Listed for sale$169,900
2022-08-09Pending sale$169,900
2022-08-07Listed for sale$169,900
2022-07-22Pending sale$169,900
2022-07-21Listed for sale$169,900
2006-10-03Sold$35,900
2006-05-19Sold$27,667
1995-03-06Sold$41,000

For Sale by Agent

AgentChristi Krieger
BrokerageAlegna Realty, LLC

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