701 Ervin Ter, Dayton, KY, 41074
About This Home
Completely renovated and move-in ready, 701 Ervin Terrace offers the perfect blend of modern updates and flexible living! This beautifully refreshed home features four bedrooms, including a spacious 4th bedroom that can easily serve as a private mother-in-law suite or a large home office--ideal for today's lifestyle needs. Step inside to discover a thoughtfully updated interior. The versatile 4th bedroom provides endless possibilities--whether you need space for extended family, guests, or a dedicated work-from-home setup. Outside, enjoy a manageable yard perfect for relaxing or hosting gatherings. Located just minutes from downtown Cincinnati, this home offers both convenience and charm with easy access to shopping, dining, and major highways.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1897
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Washer/Dryer Stacked,Electric Oven,Dishwasher,Refrigerator
- Laundry features: Main Level
Bathroom2
- Features: Full Finished Bath,Tub With Shower
- Level: First
- Area: 36
- Dimensions: 6 x 6
Bedroom2
- Features: Ceiling Fan(s),Carpet Flooring
- Level: Second
- Area: 154
- Dimensions: 11 x 14
Bedroom3
- Features: Ceiling Fan(s),Carpet Flooring
- Level: Second
- Area: 121
- Dimensions: 11 x 11
Bedroom4
- Features: Ceiling Fan(s),Hardwood Floors
- Level: First
- Area: 225
- Dimensions: 15 x 15
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Hardwood Floors
- Level: First
- Area: 165
- Dimensions: 11 x 15
Features
- Double Vanity,Ceiling Fan(s),High Ceilings,Natural Woodwork,Master Downstairs
- Door features: Pocket Door(s)
- Window features: Vinyl Clad Window(s)
- Attic: Storage
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,034
- Total interior livable area: 2,034 sqft
Kitchen
- Features: Luxury Vinyl Flooring,Wood Cabinets
- Level: First
- Area: 135
- Dimensions: 9 x 15
Living Room
- Features: Ceiling Fan(s),Hardwood Floors
- Level: First
- Area: 210
- Dimensions: 14 x 15
Primary Bath
- Features: Ceramic Tile Flooring,Double Vanity,Tub With Shower
- Level: Second
- Area: 54
- Dimensions: 6 x 9
Primary Bath
- Features: Ceramic Tile Flooring
- Level: Second
- Area: 88
- Dimensions: 8 x 11
Primary Bedroom
- Features: Ceiling Fan(s),Carpet Flooring
- Level: Second
- Area: 210
- Dimensions: 14 x 15
Property
Details
- Parcel number: 9999910125.00
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Patio,Porch
- Fencing: Privacy,Wood
Lot
- Lot size: 3,920 sqft
- Features: Level
- Lot size dimensions: irr
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $278 | $3,336 |
| Property Taxes | $416 | $4,992 |
| Electricity | $160 | $1,927 |
| Total | $2,851 | $34,212 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $399,000 |
| 2026-04-19 | Listed for sale | $422,500 |
| 2025-10-21 | Sold | $188,000 |
| 2016-04-08 | Sold | $107,000 |
| 2013-04-09 | Sold | $109,900 |
| 2013-01-22 | Listed for sale | $109,900 |
| 2012-11-08 | Listing removed | $104,900 |
| 2012-11-06 | Price change | $104,900 |
| 2012-09-25 | Price change | $97,900 |
| 2012-08-30 | Price change | $99,900 |
| 2012-08-14 | Listed for sale | $104,900 |
| 2012-07-09 | Listing removed | $99,900 |
| 2012-03-16 | Price change | $99,900 |
| 2012-01-13 | Price change | $104,900 |
| 2011-12-04 | Price change | $109,900 |
| 2011-09-02 | Listed for sale | $114,900 |
| 2011-07-08 | Sold | $19,700 |
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