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913 Thornton St, Newport, KY, 41074

2beds
2baths
1,407sqft
$265,000
$188price/sqft
$1,967/moest. monthly cost
$78,680/yrincome needed

About This Home

Thoughtfully reimagined from top to bottom, this irresistible cottage seamlessly blends charm with today's modern comforts. Every detail has been carefully updated, creating bright, inviting spaces filled with designer-inspired finishes, warm textures, and an effortless sense of style. This home is truly move-in ready. The spacious, oversized bedrooms offer room to relax and unwind, while the beautifully renovated kitchen and baths provide on-trend spaces. A convenient half bath adds flexibility for guests, and off-street parking is a valuable bonus. Step outside and enjoy a relaxing/entertaining yard. Walk to neighborhood restaurants, cafés, shops, and local favorites, or take a quick trip to the Ohio River, Newport on the Levee, downtown Cincinnati, major highways, schools, shopping, and entertainment. Whether you're enjoying a night out, an afternoon along the riverfront, or relaxing at home, this charming cottage offers the perfect combination of location, comfort, and style. Homes this beautifully updated in such a convenient location are a rare find!

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
Lincoln Elementary SchoolGrades PK-60.6 mi
6/10
Dayton High SchoolGrades 7-120.7 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1890

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Oven,Electric Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bedroom2

  • Features: Ceiling Fan(s),See Remarks,Luxury Vinyl Flooring
  • Level: First
  • Area: 182
  • Dimensions: 13 x 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Entry

  • Features: Entrance Foyer,Luxury Vinyl Flooring
  • Level: First
  • Area: 40
  • Dimensions: 5 x 8

Features

  • Walk-In Closet(s),Entrance Foyer,Eat-in Kitchen,Built-in Features
  • Door features: Barn Door(s),Multi Panel Doors
  • Window features: Vinyl Frames

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,407
  • Total interior livable area: 1,407 sqft

Kitchen

  • Features: Gourmet Kitchen,Solid Surface Counters,Luxury Vinyl Flooring,Wood Cabinets,Eat-in Kitchen
  • Level: First
  • Area: 280
  • Dimensions: 14 x 20

Living Room

  • Features: Luxury Vinyl Flooring
  • Level: First
  • Area: 240
  • Dimensions: 16 x 15

Office

  • Features: See Remarks,Luxury Vinyl Flooring
  • Level: First
  • Area: 130
  • Dimensions: 10 x 13

Primary Bedroom

  • Features: Ceiling Fan(s),Luxury Vinyl Flooring,Walk-In Closet(s)
  • Level: First
  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: 9999910137.00
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Private Yard
  • Fencing: Privacy,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,049 sqft
  • Features: Cleared
  • Lot size dimensions: 30 x 106

Parking

  • Parking features: Driveway,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$186$2,232
Property Taxes $288$3,456
Electricity $154$1,850
Total$1,967$23,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,440/yr
40% on housing$59,010/yr
45% on housing$52,453/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 41074$137
Campbell County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 41074$161
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$265,000
2026-07-30Listed for sale$265,000
2023-11-14Sold$225,000
2023-10-14Pending sale$215,000
2023-10-13Listed for sale$215,000
2023-07-21Sold$120,000
2023-07-11Pending sale$130,000
2023-07-11Listed for sale$130,000
2017-11-16Sold$64,000
2010-06-01Sold$74,900
2009-06-08Sold$17,500
2008-07-31Sold$35,000
1995-08-18Sold$46,250

For Sale by Agent

AgentJo Anne Morrissey
BrokerageBerkshire Hathaway HomeService

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