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403 18th Street, Golden, CO, 80401

3beds
2baths
1,448sqft
$860,000
$594price/sqft
$5,239/moest. monthly cost
$209,560/yrincome needed

About This Home

LOCATION. LIFESTYLE. CHARM. Tucked along a winding street in Golden's East Historic District, this updated 1930s cottage offers a rare opportunity to experience the timeless character of Old Golden paired with the ease of modern living. Just moments from trailheads, the vibrant energy of downtown, and the natural beauty that defines this beloved foothills community, the home embodies a lifestyle rooted in connection, walkability, and understated charm. Inside, original character has been carefully preserved and thoughtfully complemented by tasteful updates, creating a warm and inviting atmosphere that feels both classic and current. Sunlit living spaces offer an effortless flow, with 724 square feet above grade and an additional 724 square feet of finished basement living space, providing flexibility for guests, a media lounge, fitness area, or creative retreat. Every space reflects an intentional balance of historic authenticity and modern comfort. Recent updates offer immediate comfort and livability, while the outdoor spaces present a compelling opportunity for future enhancement, from refreshed landscaping to further refinement of the arrival experience. Adding to the property's distinct appeal is the original vintage outbuilding - a rare and character-rich feature that speaks to the home's heritage. With its rustic charm and dirt-floor authenticity, it offers endless potential as a workshop, garden retreat, or storage shed that newer properties simply cannot replicate. Perfectly positioned just 0.10 miles from the Lubahn Trail and within walking distance to the Colorado School of Mines, this exceptional location places the very best of Golden just outside your door. Spend your mornings on the trails, afternoons tubing along Clear Creek, and evenings exploring boutiques, breweries, and restaurants. This home offers not simply a place to live, but an opportunity to embrace Golden's distinctive blend of history, outdoor adventure, and small-town sophistication.

Getting Around

68
WalkingSomewhat Walkable
32
TransitSome Transit
71
BikeVery Bikeable

Schools

9/10
7/10
Bell Middle SchoolGrades 6-81.6 mi
9/10
Golden High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1930

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Self Cleaning Oven

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Smoke Free,Solid Surface Counters
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Finished area below ground: 704
  • Finished area above ground: 724

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,448
  • Total interior livable area: 1,448 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Property

Details

  • Parcel number: 003372
  • Special condition: Standard
  • Exclusions: Seller's Personal Property And Staging Items.

Features

  • Levels: One
  • Stories: 1
  • Entry location: Stairs
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Partial

Lot

  • Lot size: 6,316 sqft
  • Features: Sloped

Parking

  • Total spaces: 6
  • Parking features: Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Inland Flooding
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance *$326$3,912
Property Taxes $379$4,548
Electricity $186$2,232
Total$5,239$62,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,622/yr
40% on housing$157,170/yr
45% on housing$139,706/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$594This listing

vs Other Active Listings

Avg $/sqft

ZIP 80401$239
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80401$303
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentCatherine Martin
BrokerageEngel & Volkers Denver

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