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52 Cummings, Irvine, CA, 92620

4beds
4baths
2,894sqft
$2,680,000
$926price/sqft
$16,591/moest. monthly cost
$663,640/yrincome needed

About This Home

Fresh new paint and Huge price improvement! Welcome to this exceptional former builder model home in the highly sought-after Stonegate community of Irvine, built as part of the prestigious Auburn Collection by Richmond American Homes. Designed to showcase the builder’s finest craftsmanship, this most popular floorplan offers a 10-foot-high ceiling, a formal entry, four spacious bedrooms, including a highly desirable downstairs bedroom, four full bathrooms, an expansive upstairs loft, and a bright conservatory room, providing outstanding flexibility for modern living. ***** As a formal model home, the property features extensive high-end builder upgrades and luxury finishes throughout. The south-facing orientation fills the house with abundant natural light, enhancing its open and elegant atmosphere. A dramatic wall of luxury folding glass doors creates a seamless connection between indoor and outdoor living—perfect for entertaining and enjoying Southern California’s lifestyle year-round. ***** The backyard is a true outdoor entertainer’s dream, thoughtfully designed for both beauty and function. A striking custom water fountain wall creates a serene focal point, while the built-in pizza oven invites memorable gatherings and alfresco dining. The covered patio offers the perfect setting for year-round enjoyment, whether hosting guests or relaxing in a private retreat. The home enjoys one of the best locations in the community, offering exceptional privacy with no neighbors behind and serene backyard views overlooking the community swallow park. ***** Residents of Stonegate benefit from resort-style amenities, including multiple pools and spas, parks, playgrounds, tennis and basketball courts, picnic areas, and the scenic Jeffrey Open Space Trail. The home is located within Irvine’s award-winning school district, consistently ranked among the top in California. Conveniently situated near shopping, dining, and major freeways, the property also features low HOA dues and low property tax, adding to its long-term value.

Getting Around

10
WalkingCar-Dependent
17
TransitMinimal Transit
54
BikeBikeable

Schools

10/10
9/10
10/10
Northwood High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2014

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Built-In Range,Double Oven,Dishwasher
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Separate Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Coffered Ceiling(s),Open Floorplan,Quartz Counters,Recessed Lighting,Bedroom on Main Level,Loft,Primary Suite,Walk-In Closet(s)
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,894 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo,Quartz Counters

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 55150515
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Park/Greenbelt,Neighborhood,Trees/Woods

Lot

  • Lot size: 3,990 sqft
  • Features: 6-10 Units/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,551$162,612
Home Insurance *$199$2,388
Property Taxes $2,221$26,652
Electricity $620$7,446
Total$16,591$199,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$568,834/yr
40% on housing$497,730/yr
45% on housing$442,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$926This listing

vs Other Active Listings

Avg $/sqft

ZIP 92620$733
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92620$841
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$2,680,000
2026-03-13Listed for sale$2,750,000
2026-03-02Listing removed$2,750,000
2026-02-12Price change$2,750,000
2026-01-15Listed for sale$2,888,000
2026-01-05Listing removed$7,500
2026-01-01Listed for rent$7,500
2025-12-31Listing removed$9,000
2025-12-11Price change$9,000
2025-10-20Price change$7,500
2025-10-14Price change$10,000
2025-09-11Price change$7,500
2025-07-30Price change$10,000
2025-06-24Price change$18,000
2025-06-23Price change$15,000
2025-06-02Price change$15,090
2025-04-23Listed for rent$9,000
2025-04-08Listing removed$9,000
2025-02-25Listed for rent$9,000
2025-02-25Listing removed$9,000
2025-01-28Listed for rent$9,000
2025-01-28Listing removed$9,000
2025-01-15Listed for rent$9,000
2024-12-28Listing removed$9,000
2024-11-26Listed for rent$9,000
2016-12-30Sold$1,409,500

For Sale by Agent

AgentJie Zheng
BrokerageHomeSmart, Evergreen Realty

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