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6574 Nelson Street, Arvada, CO, 80004

7beds
4baths
4,026sqft
$1,090,000
$271price/sqft
$6,797/moest. monthly cost
$271,880/yrincome needed

About This Home

Space to spread out, room to gather, and a primary suite on the main floor, this Nelson Street home checks boxes most buyers didn't know they needed. The main-floor primary is a true retreat: walk-in closet, separate shoe closet, sitting area, and a private 3/4 bath. Right across the hall, a second bedroom doubles easily as a study or den, with a full bath just steps away, ideal for guests, multigenerational living, or working from home. Inside, 2-story ceilings in the living room let the light pour in, while the formal dining area, breakfast nook, and pantry-equipped kitchen give everyday life room to breathe. A versatile upstairs loft adds even more flexible space, whatever you need it to be: playroom, media space, or a second home office. Upstairs also brings 3 more bedrooms, including a second primary suite with southeast views and two closets, connected via a Jack-and-Jill bath. Laundry is right there on the same level, no hauling baskets up and down stairs. Downstairs, the finished basement keeps the flexibility going with 2 nonconforming bedrooms, a 3/4 bath ready for your finishing touches, and a second laundry hookup. Storage, hobbies, a home gym, take your pick. Built in 1960 on a 0.21-acre lot, this brick and wood-sided two-story home comes with paid-off solar and dual furnaces, so efficiency is already built in, not an upgrade you have to make. Central air and a 2-car attached garage round it out. This is a home built for the way people actually live, big, layered, and ready for whoever's next. Come see it for yourself.

Getting Around

55
WalkingSomewhat Walkable
21
TransitMinimal Transit
62
BikeBikeable

Schools

5/10
6/10
7/10
Arvada West High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: En Suite Bathroom
  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Features: En Suite Bathroom
  • Level: Upper

Bathroom

  • Level: Basement

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Basement
  • Fireplace: Yes
  • Finished area below ground: 917
  • Finished area above ground: 2,880

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,026
  • Total interior livable area: 4,026 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Laundry

  • Level: Basement

Living Room

  • Level: Main

Loft

  • Level: Upper

Property

Details

  • Parcel number: 018851
  • Special condition: Standard
  • Exclusions: Tenants Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch
  • Exterior features: Garden,Private Yard
  • Fencing: Full

Lot

  • Lot size: 9,191 sqft
  • Features: Corner Lot,Greenbelt,Level,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,511$66,132
Home Insurance *$502$6,024
Property Taxes $481$5,772
Electricity $303$3,647
Total$6,797$81,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,040/yr
40% on housing$203,910/yr
45% on housing$181,253/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 80004$238
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80004$265
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$1,090,000
2024-02-26Sold$795,000

For Sale by Agent

AgentJoy Fraser
BrokerageLPT Realty

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