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11 Greene St, Fort Thomas, KY, 41075

5beds
3baths
3,529sqft
$749,000
$212price/sqft
$4,623/moest. monthly cost
$184,920/yrincome needed

About This Home

Ideally located next to Tower Park and just steps from the vibrant Midway District, this beautifully updated historic home offers the perfect blend of timeless character and modern convenience in the heart of Fort Thomas. A grand foyer welcomes you with original woodwork, a stunning staircase, hardwood floors, leaded glass, transom windows, elegant arched doorways, and spacious living and dining rooms that showcase the craftsmanship of its 1892 origins. Thoughtfully updated for today's lifestyle, the home features first-floor laundry, soaring 11-foot ceilings, three fireplaces, an updated kitchen, generously sized bedrooms, and abundant closet space throughout. The entire third floor is dedicated to an impressive primary suite complete with a private sitting area, oversized walk-in closet, and spacious ensuite bath. Additional highlights include two dual-zone smart-controlled furnaces, two water heaters, a whole-home water filtration system, front and rear staircases, extensive storage, two deeded parking spaces, and a welcoming front porch. Lovingly maintained and truly move-in ready, every detail has been thoughtfully cared for. Enjoy the convenience of being just 10-15 minutes from Downtown Cincinnati, Covington, and Newport, with quick access to stadiums, ballparks, restaurants, shopping, and entertainment. Tower Park serves as an extension of your backyard, offering nearly five miles of scenic trails, mountain biking, tennis and pickleball courts, basketball, sand volleyball, playgrounds, picnic shelters, ballfields, and the popular Mess Hall event venue and amphitheater, home to the Farmers Market and seasonal community events. Best of all, your deeded parking spaces provide a rare advantage during busy park events, ensuring convenient access for you and your guests. With coffee shops, dining, local favorites, and community events just a short walk away in the Midway District, this home delivers an exceptional lifestyle.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
8/10
Highlands Middle SchoolGrades 6-81.3 mi
10/10
Highlands High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1892

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Brick,Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: Historic
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Convection Oven,Dishwasher,Disposal,Dryer,Instant Hot Water,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Main Level

Bathroom2

  • Level: First
  • Area: 81
  • Dimensions: 9 x 9

Bathroom3

  • Level: Second
  • Area: 96
  • Dimensions: 8 x 12

Bedroom2

  • Level: Second
  • Area: 182
  • Dimensions: 14 x 13

Bedroom3

  • Level: Second
  • Area: 182
  • Dimensions: 14 x 13

Bedroom4

  • Level: Second
  • Area: 182
  • Dimensions: 14 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Area: 110
  • Dimensions: 10 x 11

Dining Room

  • Level: First
  • Area: 221
  • Dimensions: 13 x 17

Features

  • Walk-In Closet(s),Storage,Smart Thermostat,High Speed Internet,Granite Counters,Entrance Foyer,Double Vanity,Ceiling Fan(s),High Ceilings,Natural Woodwork
  • Door features: Pocket Door(s)
  • Window features: Storm Window(s),Wood Frames
  • Number of fireplaces: 3
  • Fireplace features: Stone,Brick,Decorative
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Zoned,Attic Fan,Central Air

Interior Area

  • Total structure area: 3,529
  • Total interior livable area: 3,529 sqft

Kitchen

  • Level: First
  • Area: 169
  • Dimensions: 13 x 13

Living Room

  • Level: First
  • Area: 221
  • Dimensions: 13 x 17

Office

  • Level: Third
  • Area: 192
  • Dimensions: 12 x 16

Primary Bath

  • Level: Third
  • Area: 110
  • Dimensions: 10 x 11

Primary Bedroom

  • Level: Third
  • Area: 340
  • Dimensions: 20 x 17

Property

Details

  • Parcel number: 9999913197.00
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Has view: Yes
  • View description: Neighborhood,Park/Greenbelt

Lot

  • Lot size: 1,742 sqft
  • Features: Level
  • Lot size dimensions: Of Record

Parking

  • Parking features: Assigned,Off Street,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$328$3,936
Property Taxes $230$2,760
Electricity $278$3,344
Total$4,623$55,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,502/yr
40% on housing$138,690/yr
45% on housing$123,280/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 41075$246
Campbell County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 41075$238
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$735,000
2026-08-04Listing removed$749,000
2026-06-23Listed for sale$749,000
2026-06-19Listing removed--
2026-06-17Listed for sale$749,000
2022-11-22Sold$595,000
2022-10-12Pending sale$625,000
2022-10-10Listed for sale$625,000
2021-03-24Listing removed--
2019-12-17Sold$471,000
2019-09-28Listed for sale$489,000

For Sale by Agent

AgentSusan Huff
BrokerageHuff Realty - Florence

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