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4095 Quay Street, Wheat Ridge, CO, 80033

3beds
2baths
2,209sqft
$610,000
$276price/sqft
$3,805/moest. monthly cost
$152,200/yrincome needed

About This Home

Prime Wheat Ridge location on a large corner lot with a huge heated garage and secure RV/boat parking! This charming 3-bedroom, 2-bath ranch offers over 2,000 square feet of living space with classic character, thoughtful updates, and versatile spaces inside and out. Step inside to discover beautiful original woodwork, vintage door hardware, and timeless details that add warmth and personality. The main-floor bathroom has been tastefully updated, while the kitchen maintains its cozy vintage charm and functionality. A bright and spacious sunroom connects the home to the garage and provides additional living space filled with natural light, along with convenient main-level laundry. The finished basement expands your living options with a large family room, wet bar, non-conforming bedroom, and a beautifully updated bathroom featuring stunning tilework and a walk-in shower. Plenty of storage space adds everyday practicality. Car enthusiasts, hobbyists, and outdoor adventurers will appreciate the oversized heated two-car garage with its own furnace, swamp cooler, built-in workbenches, band saw, and standing safe. The extra-wide driveway provides abundant parking, and the gated side yard offers secure RV, boat, or trailer storage. Enjoy relaxing Colorado evenings in the private backyard under the pergola, grilling on the included gas grill or tending the raised garden beds. A 12’ x 15’ storage shed provides even more space for tools, equipment, or recreational gear. Large corner lot • Prime Wheat Ridge location • Oversized heated garage • RV/boat parking • Finished basement • Sunroom

Getting Around

76
WalkingVery Walkable
38
TransitSome Transit
72
BikeVery Bikeable

Schools

5/10
Stevens Elementary SchoolGrades PK-50.1 mi
5/10
Everitt Middle SchoolGrades 6-81.8 mi
7/10
Wheat Ridge High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 827
  • Finished area above ground: 1,199

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Air Conditioning-Room

Interior Area

  • Total structure area: 2,209
  • Total interior livable area: 2,209 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 024346
  • Special condition: Standard
  • Exclusions: Staging Items

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground
  • Exterior features: Lighting,Private Yard,Rain Gutters
  • Fencing: Partial

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 7
  • Parking features: Concrete,Exterior Access Door,Heated Garage,Lighted,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$266$3,192
Property Taxes $269$3,228
Electricity $186$2,232
Total$3,805$45,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,457/yr
40% on housing$114,150/yr
45% on housing$101,466/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 80033$217
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80033$324
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$650,000
2026-03-29Listed for sale$655,000
2026-03-19Pending sale$655,000
2026-03-16Listed for sale$655,000
1998-12-28Sold$112,000

For Sale by Agent

AgentStacia Shane
BrokerageRE/MAX Momentum

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