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4105 Gray Street, Wheat Ridge, CO, 80212

4beds
3baths
2,799sqft
$650,000
$232price/sqft
$4,035/moest. monthly cost
$161,400/yrincome needed

About This Home

Charming Wheat Ridge home with classic curb appeal and a white picket fence, ideally located across from a neighborhood park and approximately 1 mile to Clear Creek trails. This spacious home offers 2,469 finished square feet with a flexible layout and multiple living areas. Main level features two living rooms with original hardwood floors and cove ceilings, plus an oversized updated kitchen with ample space for cooking and entertaining. The sunroom provides additional versatility—ideal for laundry, workspace, or hobby area. The primary suite addition includes a walk-in closet and private retreat feel. Finished basement includes a separate entrance, large living area with fireplace, bedroom, and ¾ bath well-suited for guests, multi-generational living, or potential rental use. Enjoy the fully fenced yard with mature trees, front patio, and expansive back deck—perfect for outdoor living, gardening, and entertaining. Additional features include a 2-car garage with doors on both sides for convenient access and an oversized shed with shelving for extra storage. Great location with easy access to parks, trails, shopping, dining, and a short commute to downtown Denver.

Getting Around

77
WalkingVery Walkable
37
TransitSome Transit
64
BikeBikeable

Schools

5/10
Stevens Elementary SchoolGrades PK-50.7 mi
5/10
Everitt Middle SchoolGrades 6-82.4 mi
7/10
Wheat Ridge High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Interior Entry,Walk-Out Access

Bathroom

  • Features: En Suite Bathroom
  • Level: Upper

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Features: Primary Suite
  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Den

  • Level: Main

Den

  • Level: Basement

Features

  • High Speed Internet,Laminate Counters,Primary Suite,Walk-In Closet(s)
  • Window features: Bay Window(s),Double Pane Windows,Skylight(s)
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 510
  • Finished area above ground: 1,957

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Air Conditioning-Room,Evaporative Cooling

Interior Area

  • Total structure area: 2,799
  • Total interior livable area: 2,799 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 025393
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: Three Or More
  • Entry location: Ground
  • Patio & porch: Deck
  • Exterior features: Barbecue,Dog Run,Garden,Gas Grill,Gas Valve,Lighting,Private Yard,Rain Gutters
  • Fencing: Full

Lot

  • Lot size: 6,882 sqft
  • Features: Irrigated,Landscaped,Level,Many Trees

Parking

  • Total spaces: 4
  • Parking features: Concrete,Exterior Access Door
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$251$3,012
Property Taxes $287$3,444
Electricity $211$2,535
Total$4,035$48,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,342/yr
40% on housing$121,050/yr
45% on housing$107,600/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 80212$311
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80212$439
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$730,000
2023-04-14Listing removed--
2023-03-13Listed for rent$3,250
2021-02-15Listing removed--
2021-01-01Listed for rent$3,250
2019-08-15Sold$540,000
2019-07-17Pending sale$548,000
2019-07-17Listed for sale$548,000
2019-07-15Pending sale$548,000
2019-07-08Price change$548,000
2019-06-13Price change$555,000
2019-05-03Listed for sale$568,000

For Sale by Agent

AgentDerby Strength
BrokerageResident Realty North Metro LLC

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