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9 Ridgeway Ave, Fort Thomas, KY, 41075

3beds
3baths
1,105sqft
$379,900
$344price/sqft
$2,363/moest. monthly cost
$94,520/yrincome needed

About This Home

Welcome to 9 Ridgeway Avenue, Fort Thomas! Take a look at this adorable 3 bed 3 bath home! Just steps away from schools, parks, restaurants and more! Features include a covered front porch, newly refinished hardwood floors, fresh paint, brick fireplace, dining room with built-in bench, updated kitchen w/ butcher block counters, farmhouse sink, & tile backsplash, rear deck overlooking yard, primary suite with ample closets, finished LL with loads of storage space, nice size driveway, rear storage shed & immediate occupancy!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10
Moyer Elementary SchoolGrades PK-50.6 mi
8/10
Highlands Middle SchoolGrades 6-80.3 mi
10/10
Highlands High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Range,Dishwasher,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Hardwood Floors
  • Level: First
  • Area: 120
  • Dimensions: 10 x 12

Bedroom3

  • Features: Hardwood Floors
  • Level: First
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Hardwood Floors
  • Level: First
  • Area: 104
  • Dimensions: 8 x 13

Entry

  • Features: Closet(s)
  • Level: First
  • Area: 15
  • Dimensions: 3 x 5

Family Room

  • Features: Carpet Flooring,Storage,Walk-Out Access
  • Level: Lower
  • Area: 250
  • Dimensions: 10 x 25

Features

  • Window features: Double Hung,Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,326
  • Total interior livable area: 1,105 sqft

Kitchen

  • Features: Vinyl Flooring,Wood Cabinets
  • Level: First
  • Area: 80
  • Dimensions: 8 x 10

Living Room

  • Features: Fireplace(s),Hardwood Floors
  • Level: First
  • Area: 182
  • Dimensions: 14 x 13

Primary Bedroom

  • Features: Carpet Flooring
  • Level: Second
  • Area: 234
  • Dimensions: 18 x 13

Property

Details

  • Parcel number: 9999915092.00
  • Zoning description: Residential

Features

  • Levels: Multi/Split
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 50 x 163 x 50 x 169

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$166$1,992
Property Taxes $123$1,476
Electricity $154$1,850
Total$2,363$28,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,017/yr
40% on housing$70,890/yr
45% on housing$63,013/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 41075$247
Campbell County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 41075$238
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$394,900
2026-04-24Listed for sale$399,900
2026-03-31Listing removed$375,000
2026-03-23Price change$375,000
2026-03-17Price change$384,900
2026-03-13Listed for sale$399,900
2026-03-10Sold$300,000
2025-12-02Price change$459,500
2025-10-16Price change$475,000
2025-07-30Listed for sale$499,900
2006-07-31Sold$149,900

For Sale by Agent

AgentKelly Hunt
BrokerageHoran Rosenhagen Real Estate

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