164 Summit Ave, Fort Thomas, KY, 41075
About This Home
Spectacular Fort Thomas Location. This Charming Brick cape cod is on over a Half-Acre Lot, with an expansive flat and fenced backyard for Entertaining and Activities. Features include Hardwood Floors, 4 Bedrooms, Open Kitchen and Dining area. Additional Living Space can be finished in the Basement. New roof in 2025, updated HVAC and Windows. This home has the Potential for so much More. Bring your interior design ideas to make 164 Summit Ave your Home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
Materials
- Foundation: Poured Concrete
- Roof: Asphalt
- Construction materials: Brick,Shingle Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Range,Dishwasher
- Laundry features: In Basement
Bedroom2
- Features: Hardwood Floors
- Level: First
- Area: 121
- Dimensions: 11 x 11
Bedroom3
- Features: Plank Flooring
- Level: Second
- Area: 154
- Dimensions: 14 x 11
Bedroom4
- Features: Plank Flooring
- Level: Second
- Area: 176
- Dimensions: 16 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Hardwood Floors
- Level: First
- Area: 90
- Dimensions: 10 x 9
Features
- Window features: Double Hung,Vinyl Clad Window(s)
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,131
- Total interior livable area: 1,131 sqft
Kitchen
- Features: Walk-Out Access,Laminate Flooring
- Level: First
- Area: 90
- Dimensions: 10 x 9
Living Room
- Features: Hardwood Floors
- Level: First
- Area: 208
- Dimensions: 16 x 13
Primary Bedroom
- Features: Hardwood Floors
- Level: First
- Area: 143
- Dimensions: 13 x 11
Property
Details
- Parcel number: 9999916842.00
- Zoning description: Residential
Features
- Levels: Multi/Split
- Stories: 1
- Patio & porch: Covered,Porch
- Fencing: Chain Link,Wood
Lot
- Lot size: 0.60 Acres
- Features: Level,Wooded
- Lot size dimensions: .6 Acres Irr
Parking
- Total spaces: 1
- Parking features: Driveway,Garage,Garage Faces Rear,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Heat Wave
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $121 | $1,452 |
| Electricity | $154 | $1,850 |
| Total | $2,335 | $28,020 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $379,900 |
| 2006-02-21 | Sold | $155,000 |
View on Zillow