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716 Highland Ave, Fort Thomas, KY, 41075

2beds
1baths
995sqft
$275,000
$276price/sqft
$1,754/moest. monthly cost
$70,160/yrincome needed

About This Home

Charming 2 bedroom, 1 bath Fort Thomas bungalow featuring a full basement and a 1-car built-in garage. A great opportunity for a first-time buyer or an investor looking for a solid property in a desirable community.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

10/10
Moyer Elementary SchoolGrades PK-50.5 mi
8/10
Highlands Middle SchoolGrades 6-81.0 mi
10/10
Highlands High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1922

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dishwasher,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Carpet Flooring
  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Carpet Flooring
  • Level: First
  • Area: 221
  • Dimensions: 13 x 17

Features

  • Window features: Wood Frames
  • Number of fireplaces: 1
  • Fireplace features: Decorative
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 995
  • Total interior livable area: 995 sqft

Kitchen

  • Features: Vinyl Flooring
  • Level: First
  • Area: 120
  • Dimensions: 10 x 12

Living Room

  • Features: Carpet Flooring
  • Level: First
  • Area: 210
  • Dimensions: 15 x 14

Other

  • Features: See Remarks
  • Level: First
  • Area: 132
  • Dimensions: 6 x 22

Primary Bedroom

  • Features: Carpet Flooring
  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Property

Details

  • Parcel number: 9999917298.00
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Features: Level
  • Lot size dimensions: 51 x 197 x 52 x 201

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$120$1,440
Property Taxes $90$1,080
Electricity $154$1,850
Total$1,754$21,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,137/yr
40% on housing$52,620/yr
45% on housing$46,773/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 41075$250
Campbell County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 41075$238
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$325,000
2013-01-31Sold$75,000
2012-08-31Sold$55,000

For Sale by Agent

AgentJohn Lewin
BrokerageHuff Realty - Florence

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