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1356 Urban Street, Golden, CO, 80401

4beds
2baths
2,945sqft
$540,000
$183price/sqft
$3,394/moest. monthly cost
$135,760/yrincome needed

About This Home

NICE CLEAN HOME, NEW BATHROOMS, READY TO BE MOVED INTO VACANT, 2 CAR GARAGE, NEW FRONT YARD, NEW APPLIANCES, GREAT LOCATION, PRICE REDUCED!!, QUIET NEIGHBORHOOD.

Getting Around

50
WalkingSomewhat Walkable
45
TransitSome Transit
54
BikeBikeable

Schools

3/10
7/10
Bell Middle SchoolGrades 6-83.3 mi
9/10
Golden High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Upper

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,159

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Air Conditioning-Room

Interior Area

  • Total structure area: 2,945
  • Total interior livable area: 2,945 sqft

Kitchen

  • Level: Upper

Property

Details

  • Parcel number: 526305
  • Zoning: R-2
  • Special condition: Standard
  • Exclusions: None

Lot

  • Lot size: 6,970 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$204$2,448
Property Taxes $238$2,856
Electricity $222$2,667
Total$3,394$40,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,365/yr
40% on housing$101,820/yr
45% on housing$90,506/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 80401$241
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80401$303
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$560,000
2026-01-09Listing removed$585,000
2025-10-07Listed for sale$585,000
2014-09-30Sold$365,400
2014-08-30Listed for sale$359,900

For Sale by Agent

AgentFrank Manchego
BrokerageManchego Properties

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