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1125 Cabin Creek West Dr, Cold Springs, KY, 41076

4beds
4baths
3,071sqft
$499,900
$163price/sqft
$3,559/moest. monthly cost
$142,360/yrincome needed

About This Home

**NO HOA ** BRAND NEW AC ** ----> Tucked away on 1.71 private wooded acres in desirable Cold Spring, this custom-built 4-bedroom, 4-bath home offers approximately 3,000 square feet of living space and the perfect balance of privacy, comfort, and convenience. ---> From the beautiful sunroom and spacious living areas to the finished lower level with wet bar, every space was designed to be enjoyed. ---> The kitchen features quartz countertops, stainless steel appliances, abundant workspace, and room to gather, while the inviting living room showcases hardwood flooring, crown molding, custom details, and a stunning stone fireplace. The oversized primary suite offers a relaxing retreat with dual closets and a luxurious ensuite bath complete with double vanities, whirlpool tub, and separate shower. ---> Outside, mature trees provide a peaceful backdrop, while fruit trees, berry bushes, and stamped concrete outdoor living space create your own private escape. Fresh paint, new carpeting, smart Trane HVAC, smart garage door, central vacuum, first-floor laundry, oversized garage with 50-amp service, and countless thoughtful upgrades make this home as practical as it is beautiful. ***The hardest part about this home might be finding a reason to leave it***

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
6/10
9/10

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom2

  • Features: Double Vanity,Tub With Shower
  • Level: Second
  • Area: 60
  • Dimensions: 10 x 6

Bathroom3

  • Features: Full Finished Bath,Shower With Bench
  • Level: Basement
  • Area: 30
  • Dimensions: 6 x 5

Bathroom4

  • Features: Full Finished Half Bath,Tile Flooring
  • Level: First
  • Area: 25
  • Dimensions: 5 x 5

Bedroom2

  • Features: Carpet Flooring,Ceiling Fan(s)
  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Features: Carpet Flooring,Ceiling Fan(s)
  • Level: Second
  • Area: 120
  • Dimensions: 12 x 10

Bedroom4

  • Features: Carpet Flooring,Ceiling Fan(s)
  • Level: Second
  • Area: 99
  • Dimensions: 11 x 9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Tile Flooring
  • Level: First
  • Area: 135
  • Dimensions: 15 x 9

Dining Room

  • Features: Wood Flooring,Chandelier,Chair Rail
  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Entry

  • Features: Entrance Foyer
  • Level: First
  • Area: 110
  • Dimensions: 11 x 10

Family Room

  • Features: Laminate Flooring,Wet Bar
  • Level: Basement
  • Area: 260
  • Dimensions: 20 x 13

Features

  • Kitchen Island,Soaking Tub,Entrance Foyer,Eat-in Kitchen,Double Vanity,Crown Molding,Breakfast Bar,Ceiling Fan(s),Central Vacuum
  • Number of fireplaces: 1
  • Fireplace features: Stone,Gas
  • Fireplace: Yes

Great Room

  • Features: Walk-Out Access,Fireplace(s),Wood Flooring
  • Level: First
  • Area: 210
  • Dimensions: 15 x 14

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,071 sqft

Kitchen

  • Features: Walk-Out Access,Breakfast Bar,Eat-in Kitchen,Pantry,Wood Cabinets
  • Level: First
  • Area: 182
  • Dimensions: 14 x 13

Laundry

  • Features: Walk-Out Access,Built-in Features
  • Level: First
  • Area: 63
  • Dimensions: 9 x 7

Other

  • Features: Storage
  • Level: Basement
  • Area: 220
  • Dimensions: 20 x 11

Other

  • Features: Walk-Out Access,Tile Flooring
  • Level: First
  • Area: 150
  • Dimensions: 15 x 10

Primary Bath

  • Features: Ceramic Tile Flooring,Double Vanity,Soaking Tub
  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Primary Bedroom

  • Features: Wood Flooring,Walk-In Closet(s),Bath Adjoins
  • Level: Second
  • Area: 322
  • Dimensions: 23 x 14

Property

Details

  • Parcel number: 9999918591.02

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Trees/Woods
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 1.71 Acres
  • Features: Wooded
  • Lot size dimensions: 1.7120 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$240$2,880
Property Taxes $550$6,600
Electricity $242$2,910
Total$3,559$42,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,022/yr
40% on housing$106,770/yr
45% on housing$94,906/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 41076$129
Campbell County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 41076$180
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$499,900
2026-07-09Price change$515,000
2026-06-19Listed for sale$525,000
2024-07-24Sold$424,800
2024-05-28Listed for sale$439,800
2024-04-25Listing removed--
2024-04-02Listed for sale$499,800
2024-02-23Sold$266,000
2019-08-27Sold$329,900
2019-07-22Pending sale$329,900
2019-06-03Listed for sale$329,900
2019-03-29Pending sale$329,900
2019-01-29Price change$329,900
2018-10-30Listed for sale$340,000
2017-12-08Listing removed$360,000
2017-10-19Price change$360,000
2017-10-12Price change$370,000
2017-10-09Price change$389,900
2017-09-22Listed for sale$399,900

For Sale by Agent

AgentTamra Minch
BrokerageeXp Realty, LLC

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