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19 Elm St, Wilder, KY, 41071

4beds
3baths
2,092sqft
$380,000
$182price/sqft
$2,643/moest. monthly cost
$105,720/yrincome needed

About This Home

FOR SALE! Wilder, KY Best place to raise a family & one of the lowest city tax rates in NKY Highlights 100% Fully renovated: 2022 New roof: 2021 Solar Panels: 2022 4 beds (or 3 beds & an office) 3 full bath Ranch style home with open floor plan finished basement 100% fully renovated: 2022 Beautiful kitchen with island: dishwasher, garbage disposal,french door refrigerator, electric stove, over the range microwave, and dimmer switch lighting. All appliances stay with home. Solar Panels: May Duke bill $46.80 Feb (highest bill) $327.30 All GLASS four seasons sunroom addition, with split unit HVAC, all sides open with sliding double doors, and holds a large dining table that seats 12! Left doors open to carport, center doors open to backyard & pool, right doors open to a large patio with gazebo Water Softener System Stackable, front loading washer and dryer on main floor. Beautiful brick fireplace & mantle with fireplace insert, colored flames & lava rock with remote, in living room! Finished basement with a beautiful bar with a personally cut, lacquered real wood top! Fully fenced in backyard with white privacy fencing & solar top lights that surround a large 24’ above ground swimming pool and “cool feet” coated deck with plenty of waterproof electric outlets, built-in bar, gazebo, enclosed outhouse adjacent to deck with ramp leading to pool, large shed with interior/exterior electric with built in shelving and extra, covered storage space behind shed. Off street parking driveway will hold 3 cars total, 1 fits under carport. Within walking distance: Barleycorn’s Brewhouse! United Dairy Farmers (Brand New, Coming Soon)! Ameristop Convenient Mart w/ Shell gas station Wilder City Center Park: (2) shelters, grills, playground, splash pad, half-court basketball, pitching wall, tennis practice wall, (2) pickleball courts, concession stand, water fountains and restrooms. A large venue in the city buildings lower level, equipped with an elevator for graduations, weddings, celebrations, etc. *Also within walking distance: Fredrick’s Landing Marina and boat dock on the Licking river with two shelters, (Rentable w/refrigerators, etc. & discounted for Wilder residents), picnic tables, trails, restrooms, fenced in child’s park and large swings. Note: for its residence, Wilder celebrates a huge, very nice Easter egg hunt for the children, Breakfast with Santa, movie nights in their Park, with concessions, bands, and much more! Again, all within walking distance! It HANDS DOWN is one of the very best cities to live in, and to raise a family! Campbell County schools transportation will pick up & drop off at the front door! Crossroads Elementary CC Middle School CC High School Press Release: Campbell County Schools Named National Beta District of Distinction 6 minutes to Newport on the Levee! Coming soon: Margaritaville Resort Newport Aquarium Italian Fest Glier’s Goetta Fest Bacon, Bourbon Brew Fest Great Inland seafood Fest Newport Oktoberfest Margarita madness Haunted Fest WEBN Fireworks Gorgeous view of the Ohio river and downtown Cincinnati skyline! 6 minutes to MegaCorp Pavilion. 7 minutes to Downtown Cincinnati. 8 minutes to Northern Kentucky University! 10 minutes to Cincinnati Reds Stadium & Heritage Bank Center. 12 minutes to Cincinnati Bengals stadium. 20 minutes to CVG airport. *30 minutes to Kings Island amusement park.??

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
9/10

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Concrete Block
  • Roof: Composition
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Concrete,Laminate,Slate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric,Gas,Solar
  • Cooling features: Central,Other,Solar

Interior Area

  • Total interior livable area: 2,092 sqft

Property

Details

  • Parcel number: 999991868200

Features

  • Exterior features: Brick

Lot

  • Lot size: 7,187 sqft

Parking

  • Total spaces: 3
  • Parking features: Carport,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$228$2,736
Property Taxes $329$3,948
Electricity $165$1,982
Total$2,643$31,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,617/yr
40% on housing$79,290/yr
45% on housing$70,480/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 41071$223
Campbell County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 41071$191
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$380,000
2021-03-24Listing removed--
2020-05-18Listing removed$164,000
2020-05-03Price change$164,000
2020-04-30Listed for sale$169,990
2019-02-25Sold$110,000

For Sale by Owner

AgentProperty Owner

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