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104 Ridge Hill Dr, Highland Heights, KY, 41076

3beds
3baths
0sqft
$150,000
--price/sqft
$1,102/moest. monthly cost
$44,080/yrincome needed

About This Home

AUCTION August 25 at 10AM. This brick home at 104 Ridge Hill Drive offers 3 bedrooms, 2.5 baths, an attached two-car garage, and plenty of space for a buyer ready to bring fresh ideas and personal touches. The main living areas include a bright kitchen with ample cabinetry, a spacious living and dining area, and a comfortable family room featuring a brick fireplace. The home also offers an enclosed porch with a wall of windows overlooking the established backyard, providing additional space for relaxing or entertaining. Multiple storage areas, a lower-level utility space, and the attached garage provide room for household items, tools, and equipment. Mature trees and established landscaping add to the property's appeal. This is an excellent option for an owner-occupant, investor, or renovator looking for a home with potential. Property is being sold ''as is.'' Buyer must complete all inspections before bidding. A 10 percent buyer premium will be added to the final bid price.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
9/10

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1974

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom2

  • Features: Tub With Shower
  • Level: Second
  • Area: 1
  • Dimensions: 1 x 1

Bathroom3

  • Features: Full Finished Half Bath
  • Level: Lower
  • Area: 1
  • Dimensions: 1 x 1

Bedroom2

  • Features: Carpet Flooring
  • Level: Second
  • Area: 1
  • Dimensions: 1 x 1

Bedroom3

  • Features: Carpet Flooring
  • Level: Second
  • Area: 1
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Carpet Flooring
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Entry

  • Features: Vinyl Flooring
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Family Room

  • Features: Carpet Flooring
  • Level: Lower
  • Area: 1
  • Dimensions: 1 x 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Kitchen

  • Features: Vinyl Flooring
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Laundry

  • Features: Walk-Out Access
  • Level: Lower
  • Area: 1
  • Dimensions: 1 x 1

Living Room

  • Features: Carpet Flooring
  • Level: First
  • Area: 1
  • Dimensions: 1 x 1

Primary Bath

  • Features: Tub With Shower
  • Level: Second
  • Area: 1
  • Dimensions: 1 x 1

Primary Bedroom

  • Features: Carpet Flooring
  • Level: Second
  • Area: 1
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 9999921936.00
  • Zoning description: Residential

Features

  • Levels: Tri-Level
  • Patio & porch: Covered,Enclosed,Patio
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared
  • Lot size dimensions: 43 x 29 x 29 x 67 x 123 x 149

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$72$864
Property Taxes $118$1,416
Electricity $154$1,850
Total$1,102$13,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,782/yr
40% on housing$33,060/yr
45% on housing$29,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 41076$135
Campbell County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 41076$180
Campbell County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$150,000
1991-04-19Sold$94,500

For Sale by Agent

AgentDouglas Garner
BrokerageCENTURY 21 Garner Properties

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