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4463 Makaha Rd, Kapaa, HI, 96746

3beds
3baths
1,789sqft
$1,600,000
$894price/sqft
$9,771/moest. monthly cost
$390,840/yrincome needed

About This Home

Two Legal Dwellings on a corner lot:4463 Makaha Rd and 1038 Kealoha Rd.Classic Plantation Era beach house and cottage on Kauai’s “Coconut Coast.” This property is situated in one of the island’s most beloved neighborhoods, known for the charm of houses built back to the 1930’s as well as its quiet location off the beaten track. The homes are one block from “Baby Beach”, a favorite for families due to its protective reef. The 2bd/2ba Makaha house was built in the early 1930’s and while upgraded periodically over the years it still retains many of the original built-in features, French doors, front and rear lanais and more. The kitchen and bathrooms have been modernized and interior wood paneling added throughout.There is an outdoor shower for rinsing off the salt water before entering your home. The 1bd/1ba Kealoha cottage is completely separate from the main house and has also been remodeled with upgrades over the years, most recently in 2021. There is a full kitchen with granite counters, a bath with travertine floors, and an on-demand hot water heater. The cottage has its own privacy fence, perfect for pets, with gates that can be locked for security. The property is Zoned R-20 making it possible to add another dwelling unit. The seller has already installed a second water meter and placed the septic tank strategically to allow for possible additions, remodeling, CPR, etc. Check with the appropriate county agencies.The property is walking distance to the Li'i (small boat harbor) and the coastline walking/multi-use path aka The Ke Ala Hele Makalae. Numerous restaurants and shopping are also within walking distance. Nature and convenience in one package. The set-up of the existing house and cottage offers many dwelling options:extended family use, live in one house and rent the other, or use the cottage as a home office or studio. Cut and paste the link: VIDEO: https://trevor-sweaza-photography.aryeo.com/videos/01949bcc-8fb0-7212-83fd-1e0d390f6aa8

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

3/10
Kapaa Elementary SchoolGrades PK-51.6 mi
1/10
Kapaa Middle SchoolGrades 6-81.0 mi
6/10
Kapaa High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Double Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
  • Laundry features: Shared

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Other

Interior Area

  • Total structure area: 1,789
  • Total interior livable area: 1,789 sqft

Property

Details

  • Parcel number: 4450010180000
  • Zoning: R-20
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Sunrise
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Frontage type: Almost Oceanfront
  • Topography of land: Level

Lot

  • Lot size: 7,305 sqft
  • Features: Corner Lot,Grassy

Parking

  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$357$4,284
Property Taxes $748$8,976
Electricity $576$6,913
Total$9,771$117,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$335,005/yr
40% on housing$293,130/yr
45% on housing$260,560/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$894This listing

vs Other Active Listings

Avg $/sqft

ZIP 96746$874
Kauai County$1,391

vs Homes Sold Last Month

Median $/sqft

ZIP 96746$604
Kauai County$725

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Listed for sale$1,500,000
2026-02-02Listing removed$1,895,000
2025-02-13Listed for sale$1,895,000
2025-01-31Listing removed$1,895,000
2025-01-22Listed for sale$1,895,000
2013-06-18Sold$185,000
2012-01-27Sold$380,000
2010-11-10Sold$420,000
2005-10-28Sold$690,000
2000-10-24Sold$128,000

For Sale by Agent

AgentAmy J Marvin
BrokerageHawaii Life

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