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11-3132 Hibiscus St, Street, HI, 96771

2beds
1baths
952sqft
$249,900
$263price/sqft
$1,866/moest. monthly cost
$74,640/yrincome needed

About This Home

Auction listing - Auction fees may apply. 2 bedroom, 1 bath home situated on a 2 acre parcel of land in Fern Acres. Home features open beam ceiling and a large lanai area overlooking a wooded and grassy lawn. Front of property is uncleared for privacy. Land in the back was previously cleared and there are lots of possibilities for it's usage. Fern Acres is located about 20-30 minutes from Hilo and all amenities including dining, shopping, gas and entertainment. This property has been placed in an upcoming online event. All bids should be submitted at servicelinkauction.com (void where prohibited). All properties are subject to a 5% buyer's premium pursuant to the Auction Terms and Conditions (minimums may apply). All auction bids will be processed subject to seller approval. Please contact listing agent for property details. May qualify for a renovation loan. Purchasers may use any lender they chose to finance the purchase of a property. However, the seller requires that all non-cash offers must be pre-qualified by New Rez Home Loan Division prior to offer acceptance.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-88.2 mi
3/10
Keaau High SchoolGrades 9-127.8 mi

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 952
  • Total interior livable area: 952 sqft

Property

Details

  • Parcel number: 3110361540000
  • Zoning: A-3A
  • Special condition: Fee Simple,Real Estate Owned

Lot

  • Lot size: 2 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$120$1,440
Property Taxes $109$1,308
Electricity $374$4,497
Total$1,866$22,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,977/yr
40% on housing$55,980/yr
45% on housing$49,760/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 96771$287
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96771$355
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2017-01-24Sold$175,000
2002-07-30Sold$100,000
2000-05-24Sold$8,000
1998-03-18Sold$9,000

Unknown Listed By

AgentKeisha Starr Johnson
BrokerageSavio Realty Ltd. - Hilo Office

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