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15-1814 32nd Ave, Keaau, HI, 96749

3beds
2baths
1,176sqft
$450,000
$383price/sqft
$3,145/moest. monthly cost
$125,800/yrincome needed

About This Home

Great location! Charming 3 bedroom home on paved 32nd Ave. Open concept layout, connecting kitchen, living room & dining room. Indoor laundry room, attached enclosed garage & gated front entry. This 1-acre property provides endless possibilities and room for expansion. You'll enjoy the privacy, as well as the convenience and easy access to Highway 130.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave Hood,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 1,176 sqft

Property

Details

  • Parcel number: 3150171290000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Attached,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$142$1,704
Property Taxes $350$4,200
Electricity $378$4,544
Total$3,145$37,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,828/yr
40% on housing$94,350/yr
45% on housing$83,866/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 96749$317
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96749$366
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$450,000
2018-03-12Listing removed$269,995
2018-02-28Listed for sale$269,995
2006-09-01Sold$280,000
2004-03-08Sold$18,000

For Sale by Agent

AgentJinnah R Valdez
BrokerageCentury 21 Homefinders of Hawaii

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