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15-1669 21st Ave, Keaau, HI, 96749

4beds
2baths
1,920sqft
$375,000
$195price/sqft
$2,924/moest. monthly cost
$116,960/yrincome needed

About This Home

Here is a reasonably priced potential 2 units home (3BD /1BA + 1BD/1BA) in sought after Hawaiian Paradise Park. Located on 1 acre, one side of the house can be separated with a door and has a living room space with a cooking-type corner, and bedroom with an extra storage room. The other side has an inviting open kitchen concept with a high ceiling and 3 bedrooms. Approximately half of the lot is gated and fenced. The other half has tall grass but looks like it was previously leveled. Beautiful mature macadamia nuts trees in the front add privacy. Currently rented. Hawaiian Paradise Park subdivision is located between eclectic Pahoa with its new 40 million dollar shopping center and convenient Keaau boasting multiple shops and restaurants. Approximately 35 minutes driving to Hilo airport. For all the documents and information on Hawaiian Paradise Park, please visit http://www.hppoa.net/

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

2/10
Keaau Elementary SchoolGrades PK-54.4 mi
5/10
Keaau Middle SchoolGrades 6-84.9 mi
3/10
Keaau High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1981

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: 3150390410000
  • Attached to another structure: Yes
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Chain Link,Other
  • Topography of land: Fairly Level

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Grassy

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$118$1,416
Property Taxes $292$3,504
Electricity $618$7,419
Total$2,924$35,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,251/yr
40% on housing$87,720/yr
45% on housing$77,973/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 96749$322
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96749$366
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$359,900
2026-07-22Price change$375,000
2026-07-07Listed for sale$395,000
2018-03-24Listing removed$330,000
2018-03-10Listed for sale$330,000

For Sale by Agent

AgentStephane Michel
BrokerageAloha Sotheby's Intl Realty - Hawai'i

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