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88-1547 Puhala Ave, Captain Cook, HI, 96704

4beds
3baths
2,384sqft
$1,199,000
$503price/sqft
$8,390/moest. monthly cost
$335,600/yrincome needed

About This Home

Puhala Hale offers a rare opportunity to own a slice of paradise on the South Kona Coast, where sweeping ocean and coastline views unfold from nearly every room. With 3,056 sq ft under roof, this thoughtfully designed home blends indoor and outdoor living with commanding “cruise ship” ocean vistas. The open-concept layout seamlessly connects the living, dining, and kitchen areas. This 4-bedroom, 2.5-bath residence sleeps up to 10 guests comfortably, featuring 2,384 sq ft of interior living space and 672 sq ft of covered lanai, all with 9-foot ceilings. Offered fully furnished and equipped, Puhala Hale is a fully operating 5-Star vacation rental with a transferable STVR permit and proven income: $141k (2025), $122k (2024), $160k (2023), and $125k (2022). Interior finishes include stranded bamboo flooring, travertine tile, granite counters and breakfast bar, spacious cabinetry, and a pantry. The primary suite offers ocean views, lanai access, a walk-in closet, and an en suite bath with double sinks and a tiled tub/shower. A versatile rec room includes a pool table, tiki bar, bamboo seating, entertainment cabinetry, and optional fifth bedroom use. Outdoor living shines with a covered lanai, recessed lighting, ceiling fans, and a 17’ x 9’ soft-side plunge pool surrounded by travertine decking. Situated at a comfortable 510-foot elevation on a 1-acre parcel in upper Miloliʻi, the property enjoys panoramic ocean views and evening lights of Miloliʻi and Kona. Approximately 15 minutes to groceries, dining, and services, with neighborhood access to Honomalino Black Sand Beach and Miloliʻi Bay tide pools. Major destinations include Two-Step (15 mi), Volcanoes National Park (60 mi), Kailua-Kona (30 mi), and Kona Airport (39 mi). Meticulously maintained and truly move-in ready, the home features a 10,000-gallon metal roof catchment system with chemical-free filtration, recently replaced appliances, upgraded fans, whole-house fan, and luxury carpet in the primary suite.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Hookena Elementary SchoolGrades PK-512.5 mi
5/10
Konawaena Middle SchoolGrades 6-821.0 mi
4/10
Konawaena High SchoolGrades 9-1221.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Wine Cooler
  • Laundry features: Front Load

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Recreation Room
  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Stone

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 2,384 sqft

Property

Details

  • Parcel number: 3880120580000
  • Zoning: A-5A
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Pool features: Above Ground,Liner
  • Exterior features: Lighting
  • Fencing: None
  • Has view: Yes
  • View description: Ocean,Ocean Horizon
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Gentle Slope

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Dead End

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Volcanic Activity
Earthquake
Wildfire
Landslide

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$627$7,524
Property Taxes $934$11,208
Electricity $767$9,212
Total$8,390$100,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$287,657/yr
40% on housing$251,700/yr
45% on housing$223,733/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$503This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$348
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$1,199,000
2026-03-20Price change$1,249,000
2026-02-25Price change$1,285,000
2026-02-01Price change$1,295,000
2025-11-20Price change$1,345,000
2025-11-11Price change$1,395,000
2025-10-09Listed for sale$1,475,000
2021-02-28Listing removed--
2020-04-18Listing removed$3,000
2020-03-30Price change$3,000
2020-03-18Listed for rent$5,000
2006-12-11Sold$1,000

For Sale by Agent

AgentJeffrey N. Samuels
BrokerageJeffrey Samuels Realty

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