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92-8618 Orchid Pkwy, Ocean View, HI, 96704

1beds
1baths
884sqft
$285,000
$322price/sqft
$2,188/moest. monthly cost
$87,520/yrincome needed

About This Home

This charming 1-bedroom, 1-bath home comes fully turnkey and offers 884 sq. ft. of comfortable living space with the added bonus of a versatile loft—perfect for guests, an office, or extra storage. Sitting on a wide, 1-acre parcel (122’ x 356’), this property also includes a second cleared building site, opening the door to future expansion, a guest house, or income potential. Sustainable living comes easy with a 10,000-gallon water catchment system, featuring a brand-new 20-year liner and UV filtration—move-in ready and built to last. Want even more room to grow? The seller also owns the adjacent one-acre lot (same dimensions) and may consider selling it separately—ideal for those dreaming of a private estate or family compound. This is your chance to own a piece of Big Island paradise with plenty of room to make it your own. Don’t miss out! 🎥 Property Video Tour: Copy and paste to view: https://player.vimeo.com/video/1096069683

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-612.4 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1230.9 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Property

Details

  • Parcel number: 3920940600000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 356 x 122

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$149$1,788
Property Taxes $224$2,688
Electricity $374$4,497
Total$2,188$26,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,017/yr
40% on housing$65,640/yr
45% on housing$58,346/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$352
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-31Price change$291,000
2025-10-31Price change$293,500
2025-09-04Price change$296,000
2025-07-21Price change$300,000
2025-06-16Listed for sale$302,000
2022-01-20Sold$274,000
2021-11-01Contingent$279,000
2020-11-25Listed for sale$279,000

For Sale by Agent

AgentLoni Mercado, eXp Realty, Danette L Manasas, eXp Realty
BrokerageeXp Realty

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